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want to buy a car

Date: Sun, 07/29/2007 - 14:28

Submitted by matrix_75670
on Sun, 07/29/2007 - 14:28

Posts: 4 Credits: [Donate]

Total Replies: 10


hello how are you guys and gals doing. i have a question, i was wondering by getting a car loan do they look at more credit to debt ratio or other bills like credit card debt. right now i'm on track of paying two car loans off within in two years also i had one charge off that i paid off and a credit card that was extremly late but i paid it off. once i pay off the two cars that will boost my credit to debt ratio and i figure it would boost my credit. but the biggest question of all is what do you think the odds of me getting another car loan between $27,000 to $33,000. thank you for taking the time to read my post. :lol:


thats cool so the best thing to do is first and for most is to pay off my debt i have now. how about if you are thinking of buying a car third party, that would consider a bank loan am i right or wrong. would it help any if you put down a decent down payment. reason why i'm asking these question is i want to be a little smarter on this go around. thank you for you reply Anothony


lrhall41

Submitted by matrix_75670 on Sun, 07/29/2007 - 14:50

( Posts: 4 | Credits: )


Personally, I am the kind of person who advises people to just avoid owing some crook by settling for a used car. Pay it off all at once and be in debted to no one. Yes, a used car is like playing roullette, but the feeling of no payments is priceless. Not to mention, that certain states, like mine, only require liability insurance once the car is in your name.


lrhall41

Submitted by Anthony Lemons on Tue, 08/07/2007 - 19:04

( Posts: 1828 | Credits: )