USA Benefits put a charge on my checking account. What to do?

this happened to me too but the charge was 19.95 not 9.95. I've been calling for 2 days and after holding for 30 min each day someone will come on the phone and try to transfer me to another individual and i'll get hung up on. no more games today though, i will contact whoever i have to to bring them down

Mayra,

Welcome to forums :D

Try to dispute it through your bank and see if they can help you to get a refund.

Also go to the first page of this thread and see how to deal with them:

hhttp://forums.debtcc.com/forums/usa-benefits.html

On 1/24/06 the amount of $9.95 was deducted from my acct. This deduction was not authorized. DO NOT DEDUCT ANYTHING FROM MY ACCT!!!!!!!! YOU DO NOT HAVE ANYONE'S PERMISSION IN THIS HOUSE TO DEDUCT THESE FUNDS!!!!!!!!!!!!!!!I also want all money returned to my acct that was deducted !!!!!! If you do not you will be hearing from mt attorney. DO YOU UNDERSTAND!!!!

Lissascrazymom,

This is debt consolidation care forum. You should forward your complaint to the company that deducted money from your account.

If you browse this forum, you will find lots of people complaining on them. try to contact USA Benefits and ask them what is the procedure to cancel the dealings with them.

Also speak to your bank and see what they recommend to stop unsolicited debits.

I am also being charged the $9.95 on a pretty frequent basis and can not get through to the. How can I stop this from happening and overdrawing my account?

Contact USA Benefits and see if they can so anything to cancel the contract. Everything should be written you must retain copies of cancellation.

Also contact your bank and inquire if they can help you to stop these debits. Browse this forum???lots of information are scattered here and there. Hope this will help.

I need to know how to cancel these people.

Michelle Cornelius,

Contact your bank and inquire how you can stop unsolicited debits. Read this entire thread starting from page 1 and collect some idea on what to do next. There are many with similar situation. Keep us posted.

They got me too. I'm tee'd off. and I never even got the payday loan. I had to call my bank and dispute and put a stop on the electronic withdrawal. It's a shame it's that easy for them to take money out.

I want this cancelled today 3-20-2006..I dont want any more money taken out of my account.this is not the kind of help I need..thank you for your time.

Deborah James,
This board has nothing to do with USA benefit,it is a forum to discuss and get advice about debts,and solutions.Many here including myself have beem scammed by USA benefits,Please read the entire thread and you will find contact information for them and advice of how to stop this.
Welcome to the forum,please register and join us.
TWOKID

i want to know to know why 9.95 was taken out of my bank, twice when i didnt authourize the first one now another 995 has come out of my bank give me an explanation and refund my money


Email deleted as per forum rules-Mike

Call the police - that's wire fraud. It may be a felony. If it's more than locals can handle due to the scope of jurisdiction, ask them to get the feds involved, it's a fed crime, too.

Can anyone tell me how to stop this from hitting my checking account?

Helen,

Contact your bank and explain the debits made by USA Benefits. I am sure they must be aware of this happening in other accounts as well. Request them to place a dispute with the company. If the company fails to verify the dispute, money might be refunded to you.

yeah they charged me 19.75 and overdrafted my account, so i had to pay 30.00 to stop them from charge me and another 30.00 to pay for the overdraft fee, i got screwed out of 79.75 total it's bullshit.

Mike

Have you disputed the debit of USA Benefits with your bank? They will get the item verified by the company. Most of the people have been able to get the amount reverted to the account. Give a try!

look out they must of uped rates i got charged 19.95 every body do your self a favor pay your banks fee and put a permanent stop on usa benefits and if you want change your bank acct # don't worrie if you owe a payday loan the will call you or you call them tell them they cause the problem and get there add. and mail your payment too them [in full] regestered mail return reciept for signature and deduct any money the owe you wont here i word don't beleave the cancel conf# is the end it's not also look for a series of 1.00 or 1.50 debits on your acct somebody [i think them] also debit small amount stay away from any fax loan deal with people in your local area like check and go

I went to the bank the other day and to my surprise they had tried to take 19.95 from my savings account. Im pissed my husband was just laid off and we are both trying to find work.

Im confused about something? In order to get pay day loans dont you have to have a checking account, thats what I thought and yet still some how they are taking money out of my SAVINGS account.

I need the name of a debt consolidation company that will accept payday loans. I have about 6 that I need to pay off. Other than 1 or 2 CC's. This is all of overdue debt.

I have been hit with this since end of Ocotber and had no idea. Wasn't getting my bank statements due to moving, and then when I saw it I thought it was for my TV pymt. Finally called and found it was for this thing. I have no idea who they are. I got through quickly and they gave me a cancellation number, name, and extension. We will see if it worked. Also they have been charging me $19.95 plus overdrafts. (no wonder I can't seem to get control of this account.) :twisted:

what payday loan did you all use?

06/20/06 Checking USA BENEFITS xxxxxxxxxx $-19.95
I have never heard of this comapany and I do not believe I authorised ANY payment to them. Is there anything I can do?
Thank you for your time.
-Shane

I sent that to my bank, I have gotten that once and do not know anything about it. Please if you can help me ASAP.
-Shane

[color=red]Account number deleted for your safety, email deleted as per forum rules-Mike[/color]

Call your bank and tell them that you have a suspicious debit. Get the info from your bank statement of this transaction. The bank will do the rest. The bank will credit your account.

i was not even involve in signing anything,
first it was vonage scams, now its this,
how can they get my account number? I never give them.
The charged me 40 usd already.

Amani, talk to your bank and change the account number. Debits from USA Benefits are disputed. Your bank will work out arrangements for you so that money doesn't go to them anymore. Usa Benefits needs to prove the debits they are doing. Ask your bank to dispute the items directly with the company. If the information is not verified, the company needs to revert the money back into your account.

they tried taking money out of my accound 3 times, and over drew it by 75 dollars!!!! my bank isn't even on my side for this either, i think we should all get together and sue them..

[color=Red]****Adult term removed - Jason[/color]

i have the phone number to their bank if anyone wants it.

i also have no clue who these people are, i guess they said, they have everyone recorded or something...this is bs.

I need information requarding this and a credit back to my acct. Immediately,

Just the other morning I went online to check out my bank account. I found a $9.95 charge to it. Which put my account in the red. I immediatley started checking out the name of this. Which of course was USA Benifits. I did find this place and found out that I was not the only one that was taken advantage of. I feel that USA Benifits is twisted :twisted: and I felt very angry :x . I thank all of you whom left your messages letting me and others know how to take care of this situation. I did call the 800 num which was left and had the post that had all the information available to use in case I got someone whom did not want to agree to give me my monies back. Like it was suggested I did write down the name of whom I spoke with and the confirmation number she gave me. If in the time frame my monies has not been returned to me I will get back in touch with them.

Was I the only one charged 19.95?

I to was a victim of usa benefits for 7 months without knowing. I called them today when I noticed this, and am supposed to be receiving a full refund for all 7 months. It took me threating filling a fraud complaint with my bank, before they agreed to refund my money. As soon as I mentioned filling a fraud complaint that changed there whole attituded and agreed to refund my money as long as I agreed not to fill a complaint with my bank. That really tells me they are a fraud and yes I'm still going to talk to my bank to see if they can investage this so called company. And hopefully I can help someone else from getting ripped off.

This also happened to me but they charged me 19.95. I am really pissed off. I just spoke to that Darlene character and she said that my account will be credited. Who knows? If your account wasnt credited then I am not sure if mine will.

I just looked at my bank account USA Benefits has taken 9.95 out of my account TWICE! Like all of you, I got a payday loan, and a free credit report from Experian. This is a prime example of the way of the future. Until we all get smart and stop spilling our guts on the internet, we'll be victimized this way. I struggle to support my family, and these Internet Bandits take every advantage they can get. I'm going to call USA Benefits tomorrow and see what they have to say about this and other websites that are reporting fraudulent account debits from this 'company'.

Shouldn't these people get sued? I just looked at my account online, and I got that charge. How in the hell is it legal?? Why aren't they being sued?

I never got a pay day loan applied for one a year ago Just realizing it has been coming out of my account sine may of 2005! I know this sounds stupid but I never payed attention to my bank stament! I dont have a lot of money I have been behind on some bills I have late charges and fees and really dont pay attention to the stament because I already know Ive messed up! well now I actually started balancing a check book and find out they have been taking 9.95 for ayear!I called the bank the bank gave me their number I called usa benefits and they told me there is nothing they can do they didnt even know who I applied a loan from! I never got a loan! They said they would give me my money for the last six months and they normal wouldnt do that. well I said if your so sure I accepted this agreement why would you give me back money??? I said no I want to take this further because its not about money as much as the principal. They said they would send me some forms to fill out "ok you cant tell me where I authorized this from but if I fill out a piece of paper you can figure this out?" NO! I will find a lawye this cant be legal! You cant take money from someones account and not have authorization for it! I will keep you posted for my results. Meanwhile you should pursue the same

these lowlifes took $19.95 from my checking account
this morning I called them and told me that they would refund my money between 5-8 days then I called the state attorney general and gave him this site
and he pulled it up while I was talking to him I warned my bank and I called USA Benefit back and told them I contacted the state attorney Generals office and filed a complaint against them . this crap
these folks have to have somthing done against them
I also told them if they did not refund my money
there would be hell to pay , to day I will report them to my federal officals also

Thanks for this website with the phone number and information concerning this scam. I was able to reach someone and verify all that you wrote and discontinue this service that I was supposedly getting. No refund for my bounced account. This is such a crock.

I received a $30 nsf fee because some company called usa benefits attempted to debit $19.95 from my savings account. Beware of this name/company. I am going to do something about this sh!tty fraudulent company.....

I noticed this morning that I was charged $19.95 from USA benefits and Inever received ann e-mail or anyything I am in the process of disputing it with my bank. I called the number but it was not in service.

I just hope that this doesn;t turn into a never ending nightmare.

you got my account . you know i am a loser?

This is not USA benefits. Unfortunately, this debit from the USA Benefits is done to many. You are not the only one complaining against them. You might have signed for some type of subscription with them. Call them at 800-809-5986 and verify the information.

I just discovered the same thing on my checking account, but they hit me for 19.95. How are these people still in business, I don't understand!!!!????

I got this charge too, and though I had investigated payday loans, I never actually went through with it! Unfortunately I may have filled out some silly information... AAAARRRGHH. This does NOT seem legal since I never went through with the loan. Where can I complain?

hposteditor, put your complaint at the local AG's office, FTC, BBB or any other legal aid you can think off. USA Benefits is charging this debit since a long time. This is completely disputed. Take the help of your bank in placing a dispute with USA Benefits and get your money back.

Thanks so much for posting these messages. I received a charge on my account that I couldn't account for. After looking into it, I found that the withdrawl was made by this company, and I don't remember authorizing or subscribing. I too had registered for a payday loan on the internet and I guess I didn't read the fine print. Thanks to this site though I now know what and who I amdealing with. I have learned two important lessons. The first is that being very particular about reading my statement is more than important, and second, ALWAYS READ THE FINE PRINT! I will hopefully be able to get in touch with a human being and cancel this subscription ASAp.
Thanks again,
Grateful

the same thing happenned to me but mine is 19.95 and my bank is doing nothing to help me

Husband 'inquired' about a payday loan, and the jerks just debited his acct $19.95. Needless to say, he will be disputing it.