debt relief...consolidation

j berow,
I am so sorry that you have had to go through an experience like that. My thoughts and prayers are with you. What type of debt do you have? Is it something you could consolidate to handle?

First thing you need to do is pull your latest credit copies and find out the actual status of each account. If there is any disputed item, you will be able to rectify it with the bureaus. Inaccurate negative items will hurt your credit scores. Once you know the actual status of your debts, give a call to the creditors and try to work out a payment plan. They might offer you some extensions

I just started using Credit Solutions, its a debt settlement compnay and nothing else. So far so good.