Help in getting out of credit card debt!!

Autumn,
Are you current on all of your cards or have they already fallen delinquent?

I am current on everything.. Bal just dont come down..

Hang tight and someone with more experience will come along and be able to help you out.
Are you paying high interest? Consolidation may be an answer but I would wait and see what other information you get on this site from some of the members that have been here a long time and have had the experience of dealing with this.

Call your credit card companies and try to set up a payment plan with them. You may speak to a consolidation company also and compare with their quote. Before you get started, do a through research on them with the local AG's office and the BBB and know more about their business. You don't want to fall in the wrong hands and get scammed. Good luck!