Palisades Collection LLC update
Date: Wed, 08/01/2007 - 13:19
Well,I have sent verification letter and received back the green card. I really haven't received from them any further documentation, like what amount was for, what it was etc. Mine is supposed to be for a catalog order on March 12, of 1995. We did use Mastercard at the time, I don't have one now, and I made purchases on the Mastercard probably during that time. Name of purchaser is not my first name though it also starts with the letter A. You would have thought if I owed for something I would have been contacted before 2007. They actually have this debt owed under my social security number. I am wondering how they got my social sec. #? The co. of the amount owed went bankrupt in 2003. They over the phone aren't giving me anymore information. I asked where did the purchase take place, and they wouldn't tell me all I got that it would take time to get information to me and research would need to be done. I am at a lost here. Don't they have this information if they say I owed for something? By the way I don't even remember what my Mastercard # was. I wish I would have kept pass bills and creditors in a file. I figured since it had been 10 years I shredded all past bills, etc. that I hadn't used. Pallisades wants me to fill out fraud documents. On this they ask for soc sec. #, driver's license #, past home addresses and things like that. I really don't want to give them any information like this. Please those of you out there that have gone through this email me as soon as you can. I also know that a few years after 1995 we went into credit card counseling and maybe the amount owed could be what was taken off the Mastercard when we did this. I really don't know what is going on, but in July was the first time I heard about owing anyone. Also on the fraud document papers at the bottome they put this which I think many of you will find interesting, don't contact any government agencies regarding the fruad papers. Now I think this is a real clue to those of us out there that we should do this. I am going to contact the attorney general's office of this in the state I live in now for 5 1/2 years, Ohio. Please respond to this when you can.
Thanks,
What do you mean by you sent the letter and got the green card?
What do you mean by you sent the letter and got the green card? If they did not properly validate send them another letter stating that they failed to validate and that this debt is not yours. Tell them that if they continue with collection you will file a complaint with the FTC for violation of the fdcpa. Do not give then any more info than they already have. That debt is past the statute of limitations in every state that I am aware of. Stop talking to these people
go here to read all about the bottom feeder that Palisades is.
go here to read all about the bottom feeder that Palisades is.
http://www.budhibbs.com/debtcollectorpages/palisades_collections.htm
Must watch out for:
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Must check your credit reports for frauds & Scam's; Scams can get into credit reports to collect money as well any where else, Do not fall for it, Till you investigate your self or Have Lexington Law handle your credit reports for you. I had several scam's in my credit reports & Frauds, Make sure your SS# is not on your credit reports & Do not leave or give out your phone number or your email out in the open for any one to see on your credit reports,Believe me that is how they can collecll informations about you to try to collect money best possible ways.
There are companies that make up false payment datea to restart
There are companies that make up false payment datea to restart the statute of limitations and psot them on your credit reports. It is a common practice!