help needed in consolidating credit

Welcome to the forum. Can we ask what kind of debt you have?? Also as a registered member you can accept a free consultation ..they will call you and discuss your situation and possibly recommend a company close to you to help you.

Welcome to the Community :D Yu aren't alone! We have been there and know what it is like to have that pit in your stomach! Like Mornigstar said, if you can give us a little more info, we can help. Are your detbs with the original creditors, or collection agencies, and what state are you in-no personal info-we can direct you in the right direction-feel free to ask questions, that is what we are here for!!..KAren