Having a limited income?

How much is your total income? A debt consultant will be able to figure out a suitable plan for you and combine everything under one payment. You will get a lower interest rate to pay off. If you find payments in the consolidation plan to be too high, you can look into a debt settlement program. Here you have lower payments and you'll be able to pay off within a set period of time. Discuss your options with a counselor and get started. This will be your first move towards a debt free life.