20 yrs old into debt over my head

Date: Tue, 08/07/2007 - 09:59

Submitted by anonymous
on Tue, 08/07/2007 - 09:59

Posts: 202330 Credits: [Donate]

Total Replies: 2

Hi my name is Heather and I'm so far into debt I can't breath anymore. I have people calling me all day and I barely got a steady job again, it doesn't pay like i would like but its a job. i owe a payday service 300USD also a cashcall service 1200USD and 2 credit cards, on top of that thats not my main bills i have a cell phone that i owe 1000USD on, and a car payment of 430USD/month, also school 232USD/month and car insurance which is 240USD/month. the worst thing is is that im only working 32hrs/week at walmart making 8.45/hr. i need help..

please call me.

Welcome - you came to the right place. First off take a breath,y

Welcome - you came to the right place. First off take a breath,you will be ok. Since you are registered, a counselor will be calling you to help you figure out some options. As far as the payday loans, you could also check that board, there are others there that can help you alot with that. You need to contact your cell & credit card companies and see if they can work something out with a payment plan, or as I said a counselor may be able to help you with perhaps a consolidation plan and your options. This is the best place to be for help, you will get alot of it here. Good luck - we are here to help

lrhall41

Submitted by dalfire497 on Tue, 08/07/2007 - 11:33

( Posts: 140 | Credits: )

You can give a call to each of your creditors and set up a suita

You can give a call to each of your creditors and set up a suitable payment plan. Most creditors have a hardship program for people who are unable to afford the payments. You may qualify in one of their plan and pay off the debts.

lrhall41

Submitted by onelamb on Tue, 08/07/2007 - 12:00

( Posts: 433 | Credits: )