I do not know what do I have to do...
Date: Tue, 08/07/2007 - 15:28
Can you read my situation?
I checked my credit history by TransUnion on end of June.
There were 2 adverse accounts.
One is, Chase Auto Finance.
When I called to Chase Auto Finance on end of June, they told me "Sentry" is caring my account. So, I sent a DV letter on end of June with certified mail, but they didn't send back anything.
I called to Chase Auto Finance again today, they told me "Mercantile Adjustment Bureau" is caring my account now.
the other one is, NCO Financial.
I also called to NCO Financial on end of July, They told me "TrueLogic" is caring my account. I sent a DV letter, and I didn't get anything, either.
I called to NCO Financial today, they said my account came back NCO Financial again.
What should I do next?
Do I have to send DV letters to Mercantile Adjustment Bureau & NCO Financial?
I also need their address. (I didn't get any letter from them yet. I got a lot of calls from Mercantile Adjustment Bureau.)
Thank you in advance.
I checked my credit history by TransUnion on end of June.
There were 2 adverse accounts.
One is, Chase Auto Finance.
When I called to Chase Auto Finance on end of June, they told me "Sentry" is caring my account. So, I sent a DV letter on end of June with certified mail, but they didn't send back anything.
I called to Chase Auto Finance again today, they told me "Mercantile Adjustment Bureau" is caring my account now.
the other one is, NCO Financial.
I also called to NCO Financial on end of July, They told me "TrueLogic" is caring my account. I sent a DV letter, and I didn't get anything, either.
I called to NCO Financial today, they said my account came back NCO Financial again.
What should I do next?
Do I have to send DV letters to Mercantile Adjustment Bureau & NCO Financial?
I also need their address. (I didn't get any letter from them yet. I got a lot of calls from Mercantile Adjustment Bureau.)
Thank you in advance.
hi-- yes, send dv letters to the places you mentioned. NCO h
hi--
yes, send dv letters to the places you mentioned. NCO has a history of not following the law, I dont know much about the other one.
The one that calls you, you can send them a cease and desist letter as well. This will require them to stop calling you and contact you only through the mail.
Once they receive your dv letter, sent certified mail RRR, you will get the receipt card back in the mail, showing exactly what date they got the letter. If they keep calling you after that date, trying to collect before they have given you validation, they will be breaking the law at that point. Send off those DV letters and lets see what happens.
