logo

Debtconsolidationcare.com - the USA consumer forum

im soooo broke

Date: Mon, 08/13/2007 - 18:47

Submitted by anonymous
on Mon, 08/13/2007 - 18:47

Posts: 202330 Credits: [Donate]

Total Replies: 1


I got my first card when i was 18 and now im 25. I thought i would only use it for small things and then well i got way over my head. I can make the min. payment but barley and i have a 5yr old son so im also having to support him i just want to be able to pay them off but i cant fill for bankruptcy. My credit is very good and i dont want to runin it. I have tryed hard to make payments and im getting by but i need it to come down to only one bill.


Welcome to the Community :D Have you tried to contact the credit card companies? Some of them have a hardship program, where they will drop or lower the interest and get you able to pay if off. I called one of mine and told them I wanted to pay this off, but couldn't because of the interest, and our lack of finances, they dropped the interest and we made payment until it was paid off. Another one, I called for three days, spoke to half a dozen people before I got one that would listen and do the same. If this doesn't work for you, there is debt consolidation, where all your unsecured debt is made into one monthly payment with lower interest than you are paying. Someone from your area will contact you, if you signed up for the free credit counseling and discuss this, and other options with you. Hang in there, and feel free to ask questions..KAren


lrhall41

Submitted by Bossy4455 on Tue, 08/14/2007 - 09:25

( Posts: 5854 | Credits: )