Waiting for the calls after telling paydays I cannnot pay.

I live in one of those states that you mentioned and that is news to me. I know for a fact that one of the states you mentioned isn't even legal to operate an internet pdl. Someone will come along and try to answer your questions. But go this website http://www.paydayloaninfo.org/ and read up on the information for the state that you live in. Also read up on the laws for the internet pdl's that you have in nebraska and iowa.

ladybug

Do you live in Nebraska??? I can list the payday laws which will apply to your internet loan too...Can you tell us what you have paid total on the internet loan?? As far as the store fronts..you have a debt counselor now...part of thier job is to talk to these people ..when they call give them the telephone number to the conselor...

Please post what state you reside in. We can take a look at your state pdl law and see what the store fronts can/can not do.

I live in Nebraska. I got the e z money loans from nebraska 500 dollars and iowa 250 dollars. Payday express 323 dollars. The internet loan , ameriloan was 150 dollars but they took out 180 dollar in fees already. I called the e z money in nebraska and they payday express in nebraska already. I told them i am having a debt counselor help me pay bills. Payday express said they could not reveal any information on me because of the paper i signed. I have not heard from e z money yet. Payday express sent me a letter today saying i got 2 weeks to pay or they go legal on me. I already told them I was going to get someone to help me pay them. No one called me at work yet but I know someone will. I sent in my paperwork to the debt counselor today, but that will take time. Until then I am on my own, I so scared that I am willing to sell my soul to get these loans paid off. I tried finding a part-time job, I can't even get a job in a fast food place. I said i work any hours but still get no reply. For now I am waiting for the axes to fall.. :cry:

Nebraska State Information here http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Iowa State Information here http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Congratulations drk on your decision to break free. I wish you the best of luck. :-)

I called them last week now I am getting the letters form ez money and payday express. One letter from payday express says please pay in full in 2 weeks or further action will be take. The ez money says pay in 5 days or we will do civil action against you. I am stuck in limbo now, it will take a week or two for the debt counselor to organize my information I sent her. Until then, what do I do? :cry:

drk, okay, regarding your store fronts that are demanding their money. I looked at the state law for both states. Unfortunately, it does not state on either one anything regarding "repayment" or "criminal action". I hate that. I like clear laws! Your best bet, to be quite honest with you, is to contact these store fronts that are contacting you. Tell them you have a credit counselor taking care of your debts. Inform them of that. They will then tell you what "their procedures" are. But stand firm. You have someone working with you to help you out of this mess. Just call the store fronts and tell them. Explain to them it's going to take a couple weeks for it to "start rolling". Whatever they decide to do, tell your credit person that is working with you. But do not ignore the store fronts. Tell them what you're doing.