need advice please

Dear Folks,

I would appreciate any help .I am in credit card debt. Currently I am behind about three months in payments for the following credit cards:
1.Citi Bank-a little over $4,000.00
2.Bank of America-$2,000.00+
3.HSBC(Orchard Bank)-$700.00
I lost my job due to a substance abuse problem. I went to and completed a
program at a Drug and Alcohol Treatment center. I am also currently
receiving treatment at a outpatient facility. I am awaiting Public
Assistance as well as about to start school to find a better job. I was in
high pressure retail which contributed to my addiction problem.
Another problem exists,Chase bank gave a $11,000.00 debt to a debt
collection law firm of whom I could not continue paying,they claim it will
go to judgement against me,it might of while I was in rehab.
In addition another Bank of America debt went into judgement against me
for around $3,800.00.Of which I never received a summons for. I was
contacted by attorneys and finally received a judgement notice.
As of now I have little or no income. I will have access to about
$7,000.00 in January of 2008,retirement and profit sharing money from my
last job. Can you help or direct me?I am about to give up all hope.
Sincerely,
Craig Privett