cease and desist and revoking ACH debits
Date: Tue, 08/21/2007 - 07:23
Submitted by Pumpkin.alston
on
Tue, 08/21/2007 - 07:23
Total Replies: 11
what I want to do is pay them off, but on my schedule, I currently have 4 all internet PDLS, and not have them debit my checking account anymore...PLEASE HELP :(
Pumpkin, Please tell us who you have the loans with. Are they in
Pumpkin, Please tell us who you have the loans with. Are they internet , or stor front? what you have borrowed from each, and the amount that you have paid. Also let us know what state you are in.
I need help. I found out that PDL are "prohibited" in my state o
I need help. I found out that PDL are "prohibited" in my state of North Carolina. I currently have outstanding loans with the following:
Ameriloan: $390.00 (I've paid 60.00 finance charges)
EZPAYDAY: $525.00
OneClickCash: $390.00 (I've paid $75.00)
Nationwide Cash: $500.00 (I've paid $315.00 in finance charges because I can't pay the whole amount off right now.)
Someone will be along shortly to get you started. First thing y
Someone will be along shortly to get you started. First thing you need to do is read this thread on closing your checking account, that is the only way that you are going to gain control of your financial situation. Please read this thread before you do so that you understand the whole situation: http://www.debtconsolidationcare.com/paydayloan/close-account.html also read this link it will take you to the pdl laws in your state...http://www.paydayloaninfo.org/. This information should get you started and like I stated before someone will come along and guide you through the process. Good luck
ladybug
I also forgot to mention an important thing. You need to revoke
I also forgot to mention an important thing. You need to revoke any and all ach revocations and any wage assignments that you may have authorized.
ladybug
is it possible to pay them off on my own schedule? Does anyone h
is it possible to pay them off on my own schedule? Does anyone have any knowledge of these companies? Are they willing to work with people like me?
what if they don't respond after I email the letters?
what if they don't respond after I email the letters?
Most pdl's are not very easy to work with. You must make them w
Most pdl's are not very easy to work with. You must make them work with you. File complaints against each company with your state's AG office, your state's DFI (dept of financial inst.), and the BBB. That can help provide some muscle in dealing with the pdl's.
I just heard from EZpayday, they agreed to let me send them a pa
I just heard from EZpayday, they agreed to let me send them a payment of just what I borrowed on my time. SO, I felt like that was a step in the right direction, and for that I'm extremely thankful. I just have 3 more to go, and from what I've read on the forum these companies can be a real pain to work with: Ambassador/Nationwide, Oneclickcash, and ameriloan. I did file with BBB and NC's AG office. I will keep you guys posted.
I'm so blessed to have found this website.
ameriloan and Oneclickcash are both MTE, which can be very diffi
ameriloan and Oneclickcash are both MTE, which can be very difficult to work with. I am battling Oneclick cash also. You can find tons of info on these threads about them. Cannr just posted a list of all the d/b/a's this company has. They are not licensed anywhere and are also very illegal.
