Question about a validation letter
Date: Fri, 08/24/2007 - 07:55
I have two collections from Aargon Agency INC that I am almost 100% positive are from the same OC of University Medical Center. The first lists this OC, with an original amount of $276 and a past due $313 collection account.
The other has the original creditor as OPS2 LLC and that sounds like a CA to me! It lists the original amount as $276 and a past due $382 collection account.
Now what line would reflect the SOL? I'm a bit iffy on what these mean:
Date Opened: (is this the date the CA opened it or ?)
Reported Since: (CA reported or ??)
Date of Status: (not sure what this means)
The credit report lists these as due to fall off in Feb 2009...but I'm not sure how they came about this? Its 7 years from date of first delinquency right? But the listing does not show date of delinquency and I thought perhaps that is what date of status was, but then that date doesn't match up with the date of fall off. :roll:
And finally my last question...should I send two seperate letters to Aargon or dispute both in the same letter?
The only thing I am certain on is that they cannot legally collect on the same debt twice.
:wink:
The other has the original creditor as OPS2 LLC and that sounds like a CA to me! It lists the original amount as $276 and a past due $382 collection account.
Now what line would reflect the SOL? I'm a bit iffy on what these mean:
Date Opened: (is this the date the CA opened it or ?)
Reported Since: (CA reported or ??)
Date of Status: (not sure what this means)
The credit report lists these as due to fall off in Feb 2009...but I'm not sure how they came about this? Its 7 years from date of first delinquency right? But the listing does not show date of delinquency and I thought perhaps that is what date of status was, but then that date doesn't match up with the date of fall off. :roll:
And finally my last question...should I send two seperate letters to Aargon or dispute both in the same letter?
The only thing I am certain on is that they cannot legally collect on the same debt twice.
:wink:
I would send a dv letter for each debt and call the hospital for
I would send a dv letter for each debt and call the hospital for the original date of delinquency.
Hi debt validation is the best way out. But always remember to
Hi
debt validation is the best way out. But always remember to send your DV letter via certified mail with a RRR.So that you have the proof that the collection agency received it.
Take care
Nelly
Hi Nelly. I intend to validate :D and send cmrr :D I just
Hi Nelly.
I intend to validate :D and send cmrr :D I just wasn't sure if I should do the two together or seperate. Thanks for the help!!