200CASH.COM Is this legal???
Date: Fri, 08/24/2007 - 09:03
We have received your application for a new Payday Loan account with us, and are in the process of reviewing your information.
A copy of your electronic agreements and authorizations from your application have been automatically forwarded to your bank as the required Proof of Authorization.
The Application Fee ($19.00) will appear on your bank statement under 200CASH.COM, INC.
NOTE: As stated in the agreements and notices on the website, this application fee is NON-REFUNDABLE and applies whether or not the applicant is ultimately approved. This is due to our highly automated application review process. Again, a copy of your electronic agreements and authorizations from your application have been automatically forwarded to your bank as the required Proof of Authorization.
ANY COMMENTS, STATEMENTS OR AFFIDAVITS BY THE APPLICANT INDICATING THAT THIS CHARGE IS "UNAUTHORIZED" WILL BE PROSECUTED AS AN ATTEMPT TO DEFRAUD 200CASH.COM, INC OF MONIES OR SERVICES.
Click here to review the notice again, if necessary:
Referring website: Worthington All agreements apply and are hereby assigned to 200CASH.COM, INC.
In the event you are approved, you will receive a Notice of Approval indicating your due date, procedure for extensions if needed, and contact information for your assigned Account Manager.
Thank you for applying.
Account Management Team
200CASH.COM, INC.
DBA Worthington
200cash.com are CROOKS BE CAREFUL
They will take the $19 over and over again. I would place a stop on my account if I were you. When i challenged them about taking money out of my acct, they directed me to some "fine print" that states there is a $19 application fee. BE CAREFUL!! THEY GOT ME AND SOMEBODY NEES TO STOP THEM!
Stop the Whining
You people are rediculous. It is obvious you have applied for a payday loan and it will cost you $19 for the processing of that application.
You clearly received an email indication the process and agreed to the action.
$19 is cheap. When I applied for a lease on an apartment it cost me $30 for the application processing. This is understandable, credit check, banking history, and not to mention the overhead a business needs to manage thier business. Nothing is Free.
Stop your whining! if you don't want to pay the application fee, stop applying for Payday Loans!
Apparently, "dii smith", you don't realize that many states proh
Apparently, "dii smith", you don't realize that many states prohibit a fee for loans of this type. The $30 you paid was for a credit check, most likely.
200cash.com are CROOKS and they WILL rob you blind. They can take your $19 and never approve the loan. Call your bank and stop the payments and then call 200cash and try to stop the process.
amen to that, i am still waiting on my loan even though they too
amen to that, i am still waiting on my loan even though they took their 19.00
no right number
I did not get a loanfrom these people.Idid however,do the application and,did not see the fee of 19.00 so Ihave to eat that,but they are still taking more money out and there is no person on this phone number that can help me.Any ideas that might help.
NEVER AGAIN
IT LIKE THE PERSON SAID BEFORE THEY TOOK MY MONEY WHICH WAS 44.00 AND NEVER PUT MONEY IN MY ACCOUNT. SO I AM TELLING THEM IF THEY TAKE ANY MORE OUT THEY WILL BE SORRY BECAUSE THEY WILL GET CAUGHT ONE WAY OF ANOTHER.
This is a case of identity theft. Please close the account(s)
This is a case of identity theft.
Please close the account(s) which you consider to have tampered.
Now, file a complaint with the Federal Trade Commission (FTC) and also with your local police.
For more information on the way-outs from Identity theft, please go through the page - 5 Steps To Take If Your Identity Is Stolen
Getting ripped off by 200cash.com and getting my money back.
I went through the application process with these people but their one time application fee has turned int three times the $19.00 so far. How do I get my money back when you can't talk to a live person at their office, you get arecording.
disputes charges to checking account
Name
acct
please provide info needed
i can be reached at
thank you
Edited by Shazzers, all personal information removed for your protection.
debiting my money
hello, will you guys please STOP,debiting my account, you debited today and tried 3 other times, i dont have a loan with you people, and i dont owe you any money, so please STOP messing with my account! patrica mcnary, 317-444-1878.
Hi Patricia, This is not a payday website, this is a website
Hi Patricia,
This is not a payday website, this is a website for debt consolidation. You may want to call the company you are dealing with.
Uwe Mueller, contact your bank and put a stop payment on them an
Uwe Mueller, contact your bank and put a stop payment on them and that you did not authorize the two 19 dollar fees. The bank should give it back to you.
I would also close my account and open another.
19.00 so called fee
another company gave you my information and i have contacked a lawyer on this matter so please stop trying to take this money or you will be paying me more money than you have
Hi jody, This isn't a payday website, it is a site to help pe
Hi jody,
This isn't a payday website, it is a site to help people get out of the pdl spiral. You would need to contact the company that is withdrawing the money
scam artist
they did same thing to me, took 19.00 and didnt get loan. cant contact these people. I want my money for overdraft fees. Help me, please.
Joyce, You need to contact your bank and dispute the fees.
Joyce,
You need to contact your bank and dispute the fees.
If they won't help you then you will need to close your account. They will continue to debit it over and over again unless you do.
fee 19.00 and no loan two times
you have took $19.00 and $260.00 from one of my account
once before no loan but took $260.00
No you have took $19.00 from one of another account of my
and loan status is incompl some how did you draw the $19.00
taking money
You have took my money out of my accounts 2 times
I need a number and a person to talk to on the phone
as soon as possable edited
Carl...you will need to contact the PD Lender that took the money out of your account. This is DebtCC, a forum dedicated to assisting people with financial issues - Moderator
$19.00
that hou all dont show this page of a 19.00 charge fee to my account you all told me that i was approve for a loan but i see you all have hiden fees and and seem as if you all are scamming people around im going to call 311 and find out if you all are ligite
Fee
I had the same thing done to me, no loan and that also caused me to go overdraft. I dont' think there's a solution since it did state about the application fee but I do continue to get charged for some Identity Theft or ID Recovery crap, I have contacted my bank and they are working on it, I will be closing my account as well.
Dealing with 200cash.com
It is not legal to charge an upfront fee on a loan application. File a Federal E dispute form with your bank first. File a complaint with the Delaware Banking Commissioners office @ 302-739-4235. Last here is a direct number to 200cash.com 302-352-1770.
Robinhood
Try going into your bank and dispute the charges. You may be abl
Try going into your bank and dispute the charges. You may be able to have it reversed.
Has anyone actually gotten a loan from 200cash.com? If you have
Has anyone actually gotten a loan from 200cash.com? If you have, can you please reply to me at Email address removed by Shazzers per the TOS.
all i want is to cancel.i did try [EMAIL="cancel@200cash.com"]ca
all i want is to cancel.i did try [EMAIL="cancel@200cash.com"]cancel@200cash.com[/EMAIL] .i could not fine that email.i just want them to stay out of my bank.
Its not just the $19.00
Quote:
Originally Posted by Anonymous You people are rediculous. It is obvious you have applied for a payday loan and it will cost you $19 for the processing of that application. You clearly received an email indication the process and agreed to the action. $19 is cheap. When I applied for a lease on an apartment it cost me $30 for the application processing. This is understandable, credit check, banking history, and not to mention the overhead a business needs to manage thier business. Nothing is Free. Stop your whining! if you don't want to pay the application fee, stop applying for Payday Loans! |
Its not the $19.00 these people are mad about, its the continuing of taking these funds out of their accounts!
Quote:Originally Posted by AnonymousI dont know how to stop it.
Quote:
Originally Posted by Anonymous I dont know how to stop it. |
Close your account asap, as long as they have your account information it will never be safe again. File complaints with your AG and the FTC.
me too $19 for the appl.fee,$44. for who knows what and no repon
me too $19 for the appl.fee,$44. for who knows what and no reponse from the company by email and no phone number
Quote:I dont want the loan If you have already applied and give
Quote:
I dont want the loan |
If you have already applied and given out your account information I would advise you to close that account asap, once your account information is given to one illegal lenders you can count on a million other illegal lenders having access to it also, unfortunately.