American General

came out here to see if anyone has dealt with American General. I also have a loan with them for $1500 I believe $500 is interest.. I got behind two months and they started calling my references.. came to my home and left a card with the person that answered the door.. and then when i tried to talk to him on a Monday and gave them a post dated check for that friday 5 days away he said no they could not take it that i must borrow the money from somoene that they HAVE to have it in their office by the next day post dated for wed. I told him I was not paid until Friday so he made it sound like the way they would handle it would be to deposit it the day before so it would clear. Offcourse it didn't clear because it went in early. Now I have bounced fees to the bank and them and am now 3 months behind. They call my home, cell, and work every day and every so often my references. I see that some of you have gone through T&C I am going to call them this weekend to try and set up a plan. In the mean time what is the worst that American General can do to me?? I guess it would be collections right?? Since they showed up at my home I am afraid they will show up at my work. They do not work with me at all on the phone so their is no point in my talking to them until i have the money or T&C to help me. It was a secured loan.. they used my computer.. tv etc.. which isn't really worth all that much.. will they come take that stuff?? Any advice is much appreciated. Thank you