mypaydayloan.com ridiculousness.

Date: Wed, 08/29/2007 - 07:42

Submitted by anonymous
on Wed, 08/29/2007 - 07:42

Posts: 202330 Credits: [Donate]

Total Replies: 5

Hi, all, I'm trying to resolve this situation before the interest gets ridiculous, but mypaydayloan.com is making it impossible. I took out a $200 payday loan on August 9th. "Geneva Roth" was listed on my bank records as the people depositing the funds. The woman who spoke to me on the phone told me that $260 would be automatically deducted from my account on my next payday, August 17th. When that didn't happen I checked their website. It said that I had to make a "payment request" two days before my due date or the loan would be considered defaulted and they'd withdraw the full amount. They still haven't withdrawn the full amount. The password I'd been given was only valid for one day. When I use the "lost password" form on their website it says they have no record of me. :shock: There is no contact information on the website. I would LOVE to pay it off and get them off my backs before they start using the tactics I'm reading about on these forums (should have read these first!!!!), but how can I do that with no information? How would you all recommend I handle this?

oh,

I'm in Texas, if that helps.

lrhall41

Submitted by anonymous on Wed, 08/29/2007 - 07:42

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What they may do is take a rollover fee from your account every

What they may do is take a rollover fee from your account every pay day. They will usually email you a form that must be returned to them saying you wish to pay in full. If they don't get it to them in time they will take a fee out of your account and extend the loan. The form has to be printed and faxed. They know that not everyone has a printer and a fax. If you can pay them in full do it because they are bad news and impossible to deal with. You can get their info off the BBB website by doing a search.

lrhall41

Submitted by Frogpatch on Wed, 08/29/2007 - 08:53

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They haven't e-mailed me at all, no contact after the e-mail wit

They haven't e-mailed me at all, no contact after the e-mail with the first one-day-only password. I tried the BBB to no avail - I can find info on Geneva Roth, but no mypaydayloan. There are several Geneva Roths, and I'm not sure which is the relevant one. I am responding to the orignal e-mail that gave me my one-day password now.

lrhall41

Submitted by anonymous on Wed, 08/29/2007 - 09:05

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Also is there a telephone number or customer service area on the

Also is there a telephone number or customer service area on their website?? Sometimes they have that and you could use that to ask them to please contact you so you can pay it off.

lrhall41

Submitted by Morningstarr430 on Wed, 08/29/2007 - 14:41

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When the money was deposited into your account what name did it

When the money was deposited into your account what name did it say on it? If it is Geneva Roth, then that is who sent the money. They also work under the name loanpointusa.

They are not fun to work with and they are not licensed in Oregon, and probably not any other state either.

So they haven't taken any money out of your account as of yet? That is kind of strange.....Maybe they are going to pretend you didn't pay them and start stacking up extra fees. I can see that a possiblity, they are sneaky like that.

lrhall41

Submitted by pokogeo on Wed, 08/29/2007 - 16:16

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