Ohio Bankrupcy and Check N Go

To my way of thinking, none. Although it depends on what chapter of bankruptcy was filed. If they filed Chapter 7, (which it sounds like they did when you say they filed to discharge all debts - only Chapter 7 can do that immediately), then Check N Go would be bound by law to accept the filing.

If they filed Chapter 13, then Check N Go has to respond to the paperwork sent by the court in order to get in on the repayment plan set up by the bankruptcy trustee. If they do not respond by the deadline, they are out of luck.

I would have to add a note of caution here, however - if your friend obtained the loan from Check N Go within a certain time frame prior to filing bankruptcy, they may not be able to obtain a discharge on the debt. This rule is in place to keep people from running up huge credit card and other unsecured debts and then simply filing bankruptcy to avoid paying them. I believe the time frame is 60-90 days prior to filing.

I believe that it is 90 days prior to filing. I just filed not too long ago and if memory serves me correctly its 90 days according to my bk atty

ladybug