Payday Loans in Ohio

Date: Mon, 09/03/2007 - 08:50

Submitted by anonymous
on Mon, 09/03/2007 - 08:50

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Total Replies: 4

I have (12) internet payday loans that I received last Oct to the lst one being in March. I would like to know the laws in Ohio pertaining Online/Internet Payday Loans. I was going to use Langhorne but was scared that they were just a scam taking my money. I only have received a call from Bass & associates, and have not heard from them since I sent them a certified receipt letter requesting documentation of the loans they were representing. I have not received any calls or leters from any Payday Loan which scares me because I do not know what they are going to do with my loans. I have 4 in storefront loans but I have payment arrangements with them. I am going thru a divorce and just do not have the money to pa off all the loans. What si the best way to pay them what is owed to them without losing your job?

Guest- here is a link for some info on Ohio, and payday loans at

Guest- here is a link for some info on Ohio, and payday loans at http://www.debtconsolidationcare.com/paydayloan/way-out.html your state laws are there, as well as one of our members who has dealt with pdls and is from Ohio.

If you have any questions, please ask..Karen

lrhall41

Submitted by Bossy4455 on Mon, 09/03/2007 - 09:06

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You may find out all the loan companies and call them to work ou

You may find out all the loan companies and call them to work out payment arrangements. You will figure out the latest status of each account and know if they have sent your file to any CA. There are different topics here about people dealing with pdls in Ohio. You will figure out their situation and know how you need to deal ahead with the lenders.

lrhall41

Submitted by Flying Cats on Mon, 09/03/2007 - 10:21

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Guest, I'm posting the Ohio pdl state law so we all can see. From what I'm reading, it reads the same as my state "check cashers only". In my state, internet pdl's are illegal. Store fronts are legal. You are working with your store fronts regarding payments. This is good, as they are licensed/legal. You will notice on your state law that rollover/extensions are prohibited. This is what your internet pdl's are charging you. Prohibited. Can't do that. If you wish, you can post your internet pdl's (and it's okay that there's 12 - I had 12) how much you borrowed from them (principle only) and how much you have paid back so far. We can help you out, if you like. :D

lrhall41

Submitted by cannr on Mon, 09/03/2007 - 20:37

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Ohio State Information here
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

lrhall41

Submitted by cannr on Mon, 09/03/2007 - 20:39

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