Asset Acceptance and verification letter
Date: Tue, 09/18/2007 - 11:40
U need to send a "validation" letter NOT verification! U can fin
U need to send a "validation" letter NOT verification! U can find one in the do it urself forum of this site and just re word it to fit ur needs! Tell them exactly what u want from them! Make sure to send it return reciept requested also! And just because a debt is out of SOL does not mean they can't collect on it, just means they cannot sue u for it!
Good Luck,
Ang
Asset Acceptance
I misspoke. I did send a validation letter via certified mail as this site suggets. I used the form letter from this site. The problem is, the info they sent me still isn't what I am looking for and I can't get info on the debt from the company it was purchased from because that company has been bought out and they sold the debts to Asset Acceptance. I know it is suggested that you never call them so I am trying to figure out how I can get more info from them. I spelled out in the letter that I wanted dates, etc. and they ignored all of that.
I wud suggest sending them a second dv letter also return receip
I wud suggest sending them a second dv letter also return receipt and once again tell them exactly what u want from them! Mind sharing how much this debt is for and when was last payment made? What state are u in? Those details.
Thanks,
Ang
Asset acceptance
We are in Illinois. The total due with penalty is around $215.00. I don't know when the last payment was made since it was an electric account shared by college roommates. When AA first contacted us, they said the original date of the debt was 1989. It appears that whoever was in charge of disconnecting the service may not have and this resulted. My husband is on the hook because the account was in his name.
1989?! Is that correct or a typo? If this acct is actually tha
1989?! Is that correct or a typo?
If this acct is actually that old i wud suggest sending them a settlement letter for it! Offer them 50 bux and u want it paid in full, get it in writing before paying them! They probably paid no more than 20 bux on this!! (now that's just a guess)
More than likely they will settle for a much lesser amt!
Good Luck,
Ang
Asset Acceptance
It is from 1989. I wasn't aware of the setttlement letter option. Maybe I can get my husband to go for it.
Thanks for your help.
Does this item even show up on any of your credit reports. I wo
Does this item even show up on any of your credit reports. I would probably tell the company to get lost and pay them nothing. If it shows up on your credit report I would dispute it with each of them based on the age of the debt.
Ya know dollar's i was just thinking same thing.... if it's NOT
Ya know dollar's i was just thinking same thing.... if it's NOT showing up on report i'm pretty sure they'll just go away! They probably bought this almost 20 year old debt for 2.50!
Did u include a cease and desist in ur dv letter? IF not send them one and see what happens from there!
Ang