Balance due question.
Date: Fri, 09/21/2007 - 08:17
Hello,
I have a charge-off on my equifax credit report from 11/2002. I think I have a couple of disputes on this entry if I understand correctly.
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1. Charged off account but it still shows a balance.
2. Date of Last Payment: blank
3. Date of Last Activity: N/A
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Also I have read that you should dispute one issue at a time. Dispute the first wait for the results and dispute the second if necessary. Is this the best way to dispute an entry?
Thanks,
Scott S.
I have a charge-off on my equifax credit report from 11/2002. I think I have a couple of disputes on this entry if I understand correctly.
**********
1. Charged off account but it still shows a balance.
2. Date of Last Payment: blank
3. Date of Last Activity: N/A
**********
Also I have read that you should dispute one issue at a time. Dispute the first wait for the results and dispute the second if necessary. Is this the best way to dispute an entry?
Thanks,
Scott S.
Well I have heard it the other way,...don't know which is right
Well I have heard it the other way,...don't know which is right or wrong. I always thought that it would be more beneficial if you disputed all of them at once but I could be wrong. :oops:
ladybug
Scott, I may be mistaken, but, even if it's a charge off, there
Scott, I may be mistaken, but, even if it's a charge off, there is still a balance "owed". What happens, is that they usually sell this balance to a 3rd party collection agency.
I think I heard you were suppossed to not dispute everything at once too, but may be mistaken.
Good Luck..KAren :D
