Promissory note

Hummm now that is an interesting question! My personal opinion, which is only that, my opinion, is NO. How can they win a suit when they can't even prove u agreed to pay it back??? I'm sure someone who has more knowledge will be around shortly and have more definate answers for u so stick around! I'm very interested to hear these answers!
Good Luck,
Ang

This would depend on your states rules of evidence and what other supporting documentation they could offer.

Tough question! It doesn't seem as though they can sue you if they can provide evidence of your promise to pay, but sometimes they have many "tricks in their bags!" Are you being sued by the original creditor or a CA?

Welcome to the Community :D HAve you validated this debt with them, and are you sure this agency has your debt?

If it is the original creditor, you don't need to answer-it doesn't matter. But if it is a collection agency, you want to make sure they legally have the debt.

Also, did you respond to the summons yet? Be sure and respond, and to show up on your court date, or they will get a default judgement.

One last thing- are you sure this is a real suit, and not just a paper generated to look like one? You can call your court housr to verify this.

Good Luck..Karen

Bossy is right. Unfortunately so many companies send bogus forms intended to scare you into thinking that they are persuing a law suit and it is really just a scare tactic to try to get you to pay.

It is a requirement that they produce the original note.

Strange though that they sued you for a credit card and alleged a note. Looks like a mistake. Make sure you do not miss your court date.

ATTY -

We would welcome you to join as a member - it appears you have good information and advice to share!

:D