ellis crosby & assoc threatened arrest

Martin there are various discussions on the forum regarding this company that you may find interest in. Also keep your proof of payment handy and lodge a complaint with the Attorney General FTC and BBB.

If you gave them your checking account number, you may want to contact your bank and make sure they know it was a ONE TIME authorization.

Hi martin

Welcome to the forums. After knowing Ellis Crosby and their unfair nature of business in this forum, I am sure that you will like to take action against them.

Make sure that you have all the proof of your correspondence done with them. Also, record all the telephonic conversations with date and time and the name of the person with whom you spoke to.

I am sure they are trying to scare and collect money from you by intimidating you. Make sure that you are aware of your consumer rights and take legal actions against them.

Regards
Roxette

Ms. Baker called me & asked to wire her $500.00 today only otherwise cops would be coming at my place to arrest me. I send her $500.00. What can I do Now????????

Savio, do you have a receipt of your payment made?

I had a phone call on the 8th from Lesile Shaw how said she was collecting money of a online payday advance company and that I owed $1103 but she would accept $440 if I could get it Western Union to her by the end of the business day. She also said I would never here from the payday loan place again, and they called me today to inform me of the Fraud of this company. I did the Western Union with my Mom's credit card and the stress my mother had to go through to do this for me.. I sent a email to the owner of the Company for Ellis Crosby: I will also call the Jacsonville Fl City Council on Monday to find out what is being done. I don't know about everyone else but I am pretty mad and upset.

Diane

Hi Diane

Welcome to the forums. Do you have the receipt of your payment made through Western Union? It is a very important proof of your payment made.

Please do let us know the latest.

Regards
Roxette

I just received a call from a Michael thomas from Ellis and Crosby regarding payday loans I took out. And I have been in contact with another representative from another collections company regarding the loans. Michael told me that they have a fraud case against this other company calling and that they were the correct company to speak too. Well when the other company called me today, I advised them I spoke to someone at Ellis and he told me about all these complaints against them. I want to make good on the accounts but now I am soo confused I don't know which company to send the payment too.

Hi rebecca1

Welcome to the forums. You can legally know the fact about any company holding your debt account by asking them to validate it. As per the fdcpa law, the collection agency has to provide you the complete information of your debt account with proper calculation of the interests and other charges. Also, they will have to produce of the agreement letter that the debt has been sold to the collection agency by the creditor. The SOL period needs to be proven in the said debt and that the collection agency is licensed to collect the debt in your state.

After all the necessary information is provided by the collection agency, you can proceed further and make payment arrangements with the agency.

Also, I will like to pull your attention towards the fact that Ellis Crosby is undergoing legal action and they have been restricted from doing collections. So, in any case, you should be very careful while dealing with them.

Regards
Roxette

I received a phone call today at work from Mrs. Amber Williams from Ellis Crosby. She told me I owe $1770, but I was to send $410.00 by Western Union today or they will have the cops come to my work and arrest me for fraud. I have been in contact with the 2 payday loan companies that I borrowed from and I have made payment arrangements suitable with them. Ellis and Crosby said I should not sent payments directly to the payday loan companies, but send my money to them. I've asked them not to call me at work, but they call everyday and my boss is getting mad! I want to pay back the money I owe, but I'm so confused!

well i dont understand WHY they would want to get people fired, how would they pay them money if they dont have a job?

Haha - does Ellis Crosby & Associates run a mafia ring or something? Do you honestly think a company can have you arrested? Just relax. These guys are notorious for being ignorant and over-stepping their legal boundaries. I would familiarize yourself with ths forum and all the discussions of Ellis Crosby & Associates before you make any payments to anyone.

Oh, and be warned that Ellis Crosby & Associates have been caught red-handed making posts on this forum as guests.

It realy should be remembered that there are two sides to every story. No one deserves to be disrespected, but some of the comments here are caddy.
We all need to take personal responsibility for our finances, and remember that this and other companies have a job to do and that is to collect a debt.If laws are being broken, obviously that deserves proper attention. However, many folks take the info here and use it as an excuse to not pay, instead of learning about their rights and using them accordingly. My personal experience with this company was professional and I never felt threatened. I don't work there, that's just the truth and another opinion.I will not put myself in a position where I would have to deal with them again, and if I did , I would expect that I would be treated with respect if I gave the same respect. It's my hope that everyone can find a solution to their particular issues.A peaceful and civil one.

Well, if they have multiple lawsuits and have had their collection license revoked they are obviously doing something very wrong.

Though I agree that using this forum to find excuses out of your earned debt is wrong, you must also consider that (a) many companies lure people into debt knowing they wont be able to pay back (b) many -if not all- collections harass the heck out of you ... and sometimes in unlawful ways.

This forum promotes awareness, as well as provide eachother with a support community to provide answers to their questions. I think that if someone was dealing with honest people around the board that they probably wouldn't be here and they probably would have been able to solve their issues directly with the company they borrowed against.

Oh i agree! Getting into something you cant get out of is a BAD idea. Let me tell you!
Also- you are right about the excuses, dont make up excuses just PAY IT

Rest assured, Ellis Crosby & Associates CAN NOT file charges or a lawsuit against you and by them treatening to do so is ILLEGAL. Only the original creditor can bring a suit against you and ONLY to obtain judgement for payment of your debt with them. For all you know, EC may not even have legal right to collect the debt. I would contact the original creditor and try to work out payments with them.

Furthermore, it is very hard to prove a consumer has committed fraud just because they defaulted on a few payments. EC uses words such as "internet fraud", "investigator" and "officer" to scare you into thinking you have committed a crime and the only way to avoid criminal charges and arrest is to pay them right then and there. That to me sounds like extortion, pay me now or else!

Attorney General Sues Agency for Debt Collection Abuses

A copy of the civil complaint can be found online at: myfloridalegal.com/webfiles.nsf/WF/JFAO-6FKGTU/$file/Ellis_Crosby_Complaint.pdf


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i have been getting calls from this company for months now one everyday the last few days a marvin wade just called me again and said they were on there way to arrest me and to take my works computer since i cant pay my bill.I have asked on several occasions to be able to pay this bill back and in payments to please send me the paper work so i can get it taken care of and all the response i get is good luck susan your in a lot of trouble and then they hang up on me .I sure would like to know what to do sence he just did it again telling me they were ont here way to my work to get me.what do i do

Susan---

Basically just tell them that all incoming calls are being recorded. Listen to what they have to say, and then at the end, just clarify...isn't Mr Ted Crosby in a lot of trouble Marv? Hmm...yeah it's gonna suck having to pay a lot of fines in punitive damages. Oh..and for you Marv...what are you going to do. Flordia isn't going to honor unemployment. Have you started looking for a new job yet?

Be as creative as you want. But please do not worry about getting arrested. It is not illegal to be in debt, and obviously you want to make arrangements. Your post serves as proof.

Quote:

thanks so much/they have been sooooo rude and mean and threating since my first phone call and i owe less than 1000 in which i will pay back but im not even sure how to do that .you know tho if your not use to this there phone calls can be very scary they say such threating things

Have you filed a complaint with Summer yet? She's with the Flordia Attorney General I think.

Someone on here...can you provide the information?

Susan, you might be entitled to a settlement for the harassment. I believe it's $1000/person but someone said it varies by state because in Texas it's $100 per violation.

They've violated a lot of laws. Keep an eye out on this thread. I'm sure someone has the info you need to file a complaint.

go to myfloridalegal.com and type in ELLIS CROSBY AND ASSOCIATES. It should comeup with the complaint and at the bottom it asks if you want to contact them

myfloridalegal.com/webfiles.nsf/WF/JFAO-6FKGTU/$file/Ellis_Crosby_Complaint.pdf

You'll need adobe reader to read this complaint.

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I am so glad I found this forum. I am probably like a lot of users. I have been threatened about being sent to jail and very much humilated. I can't believe people actually work for this collection company. Are they that crazy? I am sooooooo.. sick of phone call after phone call.
:x

Susan, I got the same kind of call from a guy named David Wakefield with Ellis Crosby. Apparently they use the same tactics on all of us. Next time, do what I did, tell them you are recording the call, I bet they will do what David did, he got angry with me and told me I had no right to record him, I told him I didnt care, I was recording him anyways, so he hung up on me. I havent heard from them since.

Only use the recording option if you want them to stop calling. It'd be even better if you had a tap/recording device. But if you do, don't let them know you're recording. All incoming calls have the right to be recorded...without being announced at first. I believe only when you're placing calls do you have to announce it.

This could be used in the criminal matter pending against Crosby if you chose to submit it with your statement.

i just called these guys back and asked if my attorney could call them at this number and if i could please have my account number and he said have your attorney call me and fax me a letter at this certain # he said i could not have my account number cuz its really to late and hung up on me.i called back and said i want my account number and not to be hung up on he said stop harrasing me my phone calls are being recorded and this is the second time you have called me in 5 minutes .stop harrassing me i said all i want is my account number and he then hung up on me

i really would like my account # and info of these companys so that i can pay my bill. i cant even get a mailing add or the name of the company that i owe.im not sure what to do here

I too have went through all the samethings you guys have. I decided to seek legal help and as of today my attorney is filing suit against EC. I did pay my debt to them only what my contract said though. Now i have this other company calling me some ELIN saying that i owe them the debt now or they are going to take legal action. I sugest getting an attorney if you can. these people can not take advantage of us like this. I did pay my debt but i am not paying for it twice.

So they're trying to turn this around on the victoms now.

weird huh?

Jerjam, is this ELIN person a debt collector or the original creditor? Reason I am aksing is if he is only a debt collector, they have no legal right to file suit against you. Most states finance code and fair debt collection practices act only allow the original creditor the right to take you to court and sue you for what you owe and only the original creditor or their attorney can advise you that they will file a suit if they actually intend to do so or have already done so.

I filed a suit against EC also and I am waiting for word from my attorney if EC has responsded.

Most creditors wont file a suit if you are working with them and paying on your debt. I think a suit is the last resort. I read somewhere else in these forums about someone being taken to court for a credit card debt and the judge reduced what what was owed to about 25% of the original debt. If that was the case, then I bet not too many creditors actually take you to court if they would recover more money through collections.

We need to make sure everyone who is coming to this site reads those official court papers he was served so they know that there have been several complaints made.

Also speaking with Summer and filing a complaint on the bbb.org site will show that Ted Ellis Crosby & Associates should be not working in the bill collecting field. NEVER...have I ever heard of a company not accepting $100/week for 3 weeks or whatever.

Also...one way to record the call for 45 seconds is to put him on hold right away, and call yourself...if you have voice mail....and record it on a message. But be careful to cut the conversation short...cause it wind you in trouble if the 45 seconds are up.

Thats something I would have never thought of Mikey! I cant wait to try and use it one day. Hopefully I wont have to.:)