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Banks that do not use Chex Systems Verification

Date: Wed, 09/26/2007 - 08:11

Submitted by mycandykiss
on Wed, 09/26/2007 - 08:11

Posts: 38 Credits: [Donate]

Total Replies: 19


I had an account in good standing at WAMU but had to close due to PDL's - scared to open an new one there. I have some chex system issues with other banks - where can I open a new account?


I live in Nevada. I too was surprised that Wamu opened my account. I will try Bank of America - I tried US Bank - no luck - if all else fails I may wait 30 days until my PDL nightmare cools off and then go back to Wamu - my account was in good standing when I closed it - zero balance.


lrhall41

Submitted by mycandykiss on Wed, 09/26/2007 - 09:19

( Posts: 38 | Credits: )


How can I get remove my name of Chex System. It's already been 2 years now. Please, tell me. They told me that, my name would stay on Chex System for 5 years. Thank you.

SAM


lrhall41

Submitted by on Wed, 06/17/2009 - 15:45

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In need an account an I'm I currently live in maryland . Can someone tell me where to get one?:rolleyes:


lrhall41

Submitted by on Wed, 03/31/2010 - 09:11

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suntrust just closed my account cause i was under the chexsystem,ive applied for over 8 banks all been turned down,its not fair.especially if its not your fault.i need help,i really need a bank account.does anyone know of any banks that would accept me? i live in miami,fl,kendal area.


lrhall41

Submitted by on Sat, 06/19/2010 - 17:59

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Excuse my english as i am an indian guy came here 2 years ago
But i feel this information might be helpful to those whose names on chex system

My name is on chex system since last 1 year and because my account had some fraudulent activity and the date which they are telling me i was not even in USA around that 6 months still my name is there and every time when you try to open an account chex system will assume that your trying to be sneaky and this even is also added to your chex system report, so,
1st :- Go to this following link and call chex system and get your report [ http://answers.yahoo.com/question/index?qid=20070809100504AAUrmhj ]
2nd Step :- figure out what is there on the report is that happend for real or not and if u got scammed than get a report from police department to just add in your letter to convince them that what ever happend was not intentional you just being fooled by some person.
3rd :- Contact again chex system, if they have removed your they will let you know or if they are ready but the whoever bank is not ready to delete your name from their file than you have to contact that particular banks Risk Department or few different department and they might ask written letter from you just send them letter in written and describe event if your intention was not meant to fraud those people might understand your feeling.

As i just came here 2years ago from india my english has not that convincing words in my letters to chex system and i am trying to remove it since last 8 months and getting really rude reply from Bank Of America and i have tried to open and account in diff banks before i get to know that this is also being reported in chex system than i stopped this and keep contacting to chex system and BOA's all the departments .

ADVISE
So, My advise is Don't try to open an account until your name got removed from the chex system's file.

LOOP HOLE
But there is always a loop hole so here one small loop hole is u can use some prepaid debit card


lrhall41

Submitted by on Sun, 04/03/2011 - 20:13

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