Really upset!!
Date: Wed, 09/26/2007 - 18:00
Kirsten (States Pre-Disposition Services) informed me that she was calling on behalf of I-Collect. She would not give me their name or telephone number. She said that I had one hour to produce a Paid in Full statement from the original lender, which she didn't even know who that was, or $611. Of course, I had neither the statement or $611.
She stated that I was going to have fraud charges, some type of misappropriation of gov. funds charge, and some type of malicious intent charge filed against me. She stated that I was not invisible to them and that they would "find me!"
I had several phone calls with her. She was extremely rude. I was scared to death at first. I got an uneasy feeling when she wouldn't tell me what city she was located in nor would she give me her address. She did however, fax a letter to my husband at work for me. It read as follows:
In the meantime I had gotten in contact with US FastCash and they emailed me the Paid in Full letter, although my one hour deadline had already ran out. I called back for about the 4th time and when I got her extension a man answered. I told him that I found my Paid in Full letter. He said he was going to give me the fax number to send it to. I told him no, that I wanted a physical address so that I could send it certified mail. He yelled at me and said, "NO, YOU WILL FAX IT TO ME!!!!" I said "NO, I WANT YOUR ADDRESS!" He hung up on me.
Any suggestions as to what I should do at this point?
Stand your ground. You have your paid in full letter, so the wa
Stand your ground. You have your paid in full letter, so the way I see it, there isn't anything they can do. These people think they can tell everyone what they have to do and refuse to cooperate with people. Unless they give you a physical address, which you requested, I would not worry about them. As far as I see it, they are just another piece of "doo-doo" in a big pile of "doo-doo" and I am using nice words here, when I have far better words I would like to use!!
Here lately there seems to be so many posts about this sort of b
Here lately there seems to be so many posts about this sort of behavior by pdls and ca's for pdls. It makes me so mad and the worst part is you can feel the fear in some of the posts. 2nband has my kind of attitude. Stick to your guns and do not worry about them. You have the PIF from the pdl if they can not cooperate with you they that is their problem.
That is right. You have done everything that you can do, and 2n
That is right. You have done everything that you can do, and 2ndband and Roxy are right. DO NOT GIVE INTO THEM. They are just trying to bully you.
ladybug
I happened to be out with a friend the other night ...her sister
I happened to be out with a friend the other night ...her sister is a lawyer...and we started talking law/finances...I told her a little about what we do here and what I have read about CA's. One thing she told me which will help us all: IF they can not or will not give you a name, address and phone number...then they are probably illegal and as such should be ignored. Any reputable company or agency would not hesitate to give you the information you ask for.
Harassed at work
These people are calling me at work (1-800-918-3849) and leaving threatening messages. We had to close our bank account due to a payday loan company continually trying to withdrawl funds after the loan had been paid in full. This has really caused some trouble. I am sick to death of being harassed at work! Is there anything I can do to put a stop to the calls to my office? Help!
Have you sent them a C & D letter? Also ask them to do a debt v
Have you sent them a C & D letter? Also ask them to do a debt validation. If you have a paid in full letter use it to your advantage! Hang in there. You can also file compliants with the BBB and your states attorney general.
Definitely file with your state's regulation agencies and with t
Definitely file with your state's regulation agencies and with the BBB. I know it is really frustrating to be called at work, especially when the loans have been paid.
As for the collection attempt, hereslookinatyou, there is absolutely nothing that this Kirsten woman can do to you. Kirsten Kline...that sounds like a made up name to me!!! :-) Like Morningstar said, if she can't provide a phone number or address then she is probably working for an illegal company.
Oh Man, I-Collect isn't another DBA for Bass, is it? Please tel
Oh Man,
I-Collect isn't another DBA for Bass, is it? Please tell me no????????? Cause this sure sounds like Bass!
States Pre-Disposition Services, Inc.
I, too, have just received a phone call from this bogus organization. The first person to call me used the name of Sally McFree and she gave me the same **** and bull story she gave you. She sent me a fax. It was one of the most unprofessional documents I have ever seen. No business address and a plain sheet with my name on it for a cover page. Later I received a phone call from Kirsten Kline. Apparently because I did not reply to the phony fax I received and will not reply to it. I believe what they are trying to do is called EXTORTION. Criminals is what they are!
[color=Red]****Adult term removed - Jason[/color]
Sally McFree sounds just as made up as Kirsten Kline. Maybe it i
Sally McFree sounds just as made up as Kirsten Kline. Maybe it is their work name so that no one finds out what they do for a living! Extortion...You got that right!
I would take that fax number and fax them a debt valdation reque
I would take that fax number and fax them a debt valdation request to be cc: to the state attorney's office. Maybe then they will leave you alone...especially in the case where you have proof you have paid the loan.
reply
I have a question. This is for here's lookin at you regarding the company that is collecting for USFastCash that is paid in full. I'm confused. A copy of the fax received has the address of this collection agency printed on it. Why can't here's lookin at you send a debt validation letter to this address? Send the debt validation letter and a copy of the paid in full letter. Am I missing something?
