Debtconsolidationcare.com - the USA consumer forum

asset acceptance llc

Date: Mon, 10/01/2007 - 14:32

Submitted by ellenannobrien
on Mon, 10/01/2007 - 14:32

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Total Replies: 3


i have received a letter today claiming next step is legal action.......so i wanted to get an email address for them and came across all of the questions here that concern me.

Now what?


I would send them a debt validation letter, certified/return receipt. Make them validate the debt. Do not let them pressure you, and don't give them any bank account information or anything like that. Asset Acceptance has a habit of violating the Fair Debt Collection Act, because people are unaware of their rights. If you know the debt they are referring to, check up on your state's statue of limitations, as well. This CA has a habit of buying debts outside of the SOL, and suing. If the debt is outside of the SOL, and AA does sue, be sure to go to the hearing, and use the SOL as a defense!! If you send a debt validation letter quickly, you may be able to prevent them from moving forward with legal actions.


lrhall41

Submitted by SubiGirl on Mon, 10/01/2007 - 19:05

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