is there any help out there

Someone will help you soon! Could you tell us what kind & the mounts? That would be a great help. Also, where are you from? Were they storefront PDL's or Internet?

You can get a lot of help on the boards if you want to do it yourself, jbing. If you want professional help, though, a lot of debt settlement and consolidation companies don't accept pdl's, but some do. I've seen good things on the boards about Town & Country and Langhorne Debt. I don't think I've seen anyone recommend anyone else.

jbing-Welcome! With just a tad bit more info, we can help. How about

What state you're in
Who and how much you owe,how much you've paid
Internet or storefront loans

Thanks!