My DV letter was returned, now what?
Date: Sat, 10/13/2007 - 07:26
On my husband's credit report, there was an entry for "CAPITAL 1 BK" whose status is "Collection/Chargeoff". Honestly, we don't recall he ever having a Capital One card!
We did the proper thing, and sent via mail a CRR DV letter to the address that was listed on the credit report:
CAPITAL ONE BANK
11013 W BROAD ST
GLEN ALLEN,VA 23060
My DV letter was just returned, marked "Moved, Left no Address".
Now what?
Thanks!!!!
Sounds like maybe it's the wrong address. Ok doh me! Obviously h
Sounds like maybe it's the wrong address. Ok doh me! Obviously huh? lol
Did u try the search box at top of screen on this site to see if u can find a correct address? Is this the address they had on the bureau report? I'd think they would have a PO box but that's just my opinion!
Also, u can dispute the entry with the bureau and see what happens. How old is this account??
I have more questions than answers!
Sorry i couldnt' help more,
Ang
According to the CR, the account was opened in 6/2005. And yes,
According to the CR, the account was opened in 6/2005. And yes, the address posted above was taken directly from the credit report.
I Googled the bad address, and connected it to Capital One Visa, and found a different address in Salt Lake City, UT. I'll send another DV using this address instead.
I guess the answer was really simple, huh? Just needed a few minutes to think about it! :roll:
Oh no no it's ok! I just felt bad cuz i ended up asking more qu
Oh no no it's ok! I just felt bad cuz i ended up asking more questions than actually answering urs! :lol:
Glad u found it, was it a PO box?
good luck,
Ang
There should have been an address on your credit report. IF that
There should have been an address on your credit report. IF that is the one that you used and it was returned than I would suggest that you visit their web site and contact them to ask what address you should mail to.
Cap1 is a original creditor and is not bound by fdcpa at all. Yo
Cap1 is a original creditor and is not bound by fdcpa at all. Your letter should reference that this is a Facta dispute under the Fcra and should be sent to their fraud deptartment if you truly have no knowledge of opening this account. let me see what I can dig up.
Per yur signature be careful of David Ramsey as his theories are dangerous to getting new credit.Just my opinion of course.
Capital One Financial Corp. Falls Church, Va. Diversified fina
Capital One Financial Corp.
Falls Church, Va.
Diversified financial
John G. Finneran Jr., senior vice president, general counsel and corporate secretary
Capital One Financial Corporation (NYSE: COF)
1680 Capital One Dr.
McLean, VA 22102-3407 (Map)
Phone: 703-720-1000
Fax: 804-284-5728
Toll Free: 800-801-1164
Here is info from their stock market reporting.
also only send correspondence with certified signature required
also only send correspondence with certified signature required--many people send simple certified letters and ca's ignore because they are skirting the law--pay the extra money to send with verified signature of receipt! and you will know if this is an actual address or not
