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arm just called me for the first time at work

Date: Mon, 10/15/2007 - 12:00

Submitted by ross.michael
on Mon, 10/15/2007 - 12:00

Posts: 19 Credits: [Donate]

Total Replies: 59


I work in law enforcement and they called me at work. I had a pdl from Paycheck today which i paid at least $500 on a $300 loan. I live in florida. I see I should send a debt validation letter to ARM but what is the address for ARM? Should i send a letter to Paycheck today also?How do I get them to stop calling me at work also? Thanks for the help


I also looked arm up on bbb and there are many addresses for them.

Accounts Receivable Management of Maine, Inc.
967 Forest Ave
Portland, ME 04104
Accounts Receivable Management Service
2850 Presidential Dr Ste 160
Fairborn, OH 45324
Accounts Receivable Management Inc
155 Mid Atlantic Pkwy
Thorofare, NJ 08086
Accounts Receivable Management Inc
2020 NE 163rd St # 209
North Miami Beach, FL 33162
Accounts Receivable Management Services Inc
1520 N Un
Colorado Springs, CO 80909
ACCOUNTS RECEIVABLE MANAGEMENT SERVICES/ARMS
400 S First St Ste 108-B
Lufkin, TX 75901
Accounts Receivable Management Systems
101 Talbot St
Kitchener, ON N2M2B2
CareOne HH-San Antonio

Savannah, GA 31416
Accounts Receivable Management
7507 N 2nd St Unit C
Machesney Park, IL 61115
Accounts Receivable Management, Inc.
36923 Plank Rd
Oconomowoc, WI 53066
Accounts Receivable Management
6980 Oxford St # 230
St Louis Park, MN 55426
Account Brokers, Inc.
4597 Tejon St
Denver, CO 80211
QUE Financial
8948 W Barnes St
Boise, ID 83709
Accounts Receivable Management

Bakersfield, CA 93386


lrhall41

Submitted by ross.michael on Mon, 10/15/2007 - 12:06

( Posts: 19 | Credits: )


Notice that some of the names are different...we want to be sure we are getting the right one.

ross-do you have a ph# from caller id?

kash-The address in florida? If so, I know for a fact that Accounts Receivable Management, Inc. head office is the NJ address. But I just wonder which ARM (LOL!) is calling Ross.


lrhall41

Submitted by volleyballmom on Mon, 10/15/2007 - 12:13

( Posts: 4143 | Credits: )


I don't know which one it is all the lady said was I am calling from arm collecting for Paycheck today. I have never heard from them prior or receive anything in the mail. The only things I have received from Paycheck today was an email saying they send me to Icollect. I emailed back the copy of the BBB i filed on them.

Yes please I could use a good DV letter thank you.


lrhall41

Submitted by ross.michael on Mon, 10/15/2007 - 12:23

( Posts: 19 | Credits: )


I found this which may or may not help

For those of you who don't want calls from ARM (Accounts Receivable Management) anymore. Why send a cease and desist letter or DV letter. You can go on line and speak with Katie, the virtual collector. I wonder if she knows all the lines like "Can you borrow the money somewhere." Or "if I don't have the money in 48 hours I will start proceedings!" The possibilities are endless with Katie the virtual collector. No joke! Follow link below!
insidearm.com/go/arm-news/pr-collection-agency-launches-online-animate d-debt-collector?tag=technology


lrhall41

Submitted by kashzan on Mon, 10/15/2007 - 12:25

( Posts: 5401 | Credits: )


I sent this letter to them and never heard from them again.
Your name and address

Their name and address

Attn Mr Bottom Feeder

Re Acct # XXXXX

Dear Mr. Feeder.

I received a call (or letter) stating that I owe your company $XXX on the above account
Please be advised that this is the first communication that I have had with your company regarding this matter by phone, mail or otherwise.

Please be advised that pursuant to the Fair Debt Collections Act, 15 USC 1692G Section 809 that this debt is disputed and validation of this claim is required. To validate this claim I require the following:
>What the original debt is for
>The amount of the original debt.
>How you arrived at the amount you say I owe
>The interest charges applied to the original debt.
>All payments received regarding this debt with the original creditor including the date and amount of each payment., This requirement was established by the case Fields vs. Wilber Law firm, Donald L. Wilber and Kenneth Wilber USCA-02-C-0072, 7th Circuit Court, Sept. 2004
>Any penalties associated with the original debt and the reason or reasons for those charges.
>Proof that any interest charged does not exceed that allowed by law in the State of xxx
>Provide me with any papers that say I agreed to pay what you say I owe.
>Proof that the collection agency owns the debt or has been assigned the debt.
>Proof that you are licensed to collect in the State of xxx
>Proof that your client is licensed to operate a payday loan business in the State of xxx. (If applicable)
>Proof that your company is legally permitted by the original lender to collect that debt.

Furthermore at this time I am advising you that I am not to be contacted by your firm or any of its affiliates, subsidiaries or clients by any other means other than the United States Postal Service. Also you are not permitted to contact my employer, friends, acquaintances or family regarding this matter. Also any agreement of ACH withdrawals from my account and any agreement of wage assignment are hereby revoked.

If your office can and does provide all the information that I have requested I will require a minimum of thirty days from the receipt of that information to investigate its validity and to retain counsel if necessary. During this thirty day period all forms of collection must cease.

Furthermore if if your offices fail to respond to this validation request within thirty days from the date of your receipt all references to this account must be deleted from my credit file and a copy of such deletion request be forwarded to me immediately.


lrhall41

Submitted by Frogpatch on Mon, 10/15/2007 - 12:57

( Posts: 5381 | Credits: )