I have overpaid according to my state laws

Amy, what stae are you in. I need to see your state laws , but I am pretty sure you DO NOT owe them 500.000. It seens like you have overpaid

I agree with Kashzan ~ With already paying over $900, I would think that you have paid this off. I am not familiar with Ohio state laws, but am sure someone will come along and provide you with them or you can do some searching in the search box at the top of the page. I am sure you will be able to find quite a bit of information about PDLs in Ohio.

Im in OHIO I just dont have any idea how to figure this. THANKS!!!!!!!!!!!

Amy,
I had a loan with PayDayOK also. After joining this forum, I closed my checking account, and wrote PayDayOK that their loan was not legal in my state, and that I had already paid for several rollovers. The next day I got an email from them stating that they were sorry I was unhappy with their service, and they they considered my loan paid in full. I never heard from them again.
There are some great letter templates on this site. Perhaps you will get the same response. Best of Luck!

OMG, yes, yes!!!!!!!! Way to Go jazznkoker8, yes. I am so happy for you, yes....that is great...you get a big hug :hug: :!: :!: :!:

PayDayOK, and PayDay Select are the same company, I got PIF letters from both of them. My sister did too!

OOPS! Forgot to give the credit to the great folks in this forum! Without their advice, I would not have gotten rid of these two! YOU GUYS ARE THE BOMB!!!

That is so incredible. I am so proud of both of you and very happy too. I hope you stay with us and share your knowledge with those who need help here to get out of thier payday loan nightmares. There is always someone here who needs a helping hand.

i am so happy for you! let me give one of my :hug:

Thank you guys. Without all of you I would not have known what to do. I am here to stay. Call it "Paying it forward". If each person reaches out to someone else, we get a real wave going here!

Our "wave" is very strong...and it gets stronger with each person who chooses to stay and help us fight and learn....Welcome!!!!

wave it people, wave it. Im glad your here to stay. We are family,....sing it.

I'm confused - How much did you borrow total? $571.42 is an odd figure . . . . Is that the total you owed?

In Ohio, no rollovers are allowed, so it would be $10 for every $100, plus 5%. For a $500 loan it would be $575.

I borrowed $500, on two occasions I refinanced- the deposit to my account was the difference from what I owed for the payment and the interest payment I still had to pay. It really doesnt matter tho cause thanks to this great web site, i sent a email to them last night and got a PIF already today!!!SO AWESOME

That is great! Payday OK is a pretty good company to deal with - They are one of the best about "correcting" their mistakes . . . . .

Congratulations on your pif! :D

Good going Amy!