I was just about to take one

i'm already in debt with credit cards but i fell behind on my bills and thought hard about getting a payday loan but something in my head was telling me don't even get started with payday loans so i didn't and i'm glad i didn't because now i see how much troble they are giving my cousin and i believe she's addited to them every time i turn around she's taking out another loan then complaining about how she can't afford to pay them back. so i'm just greatful that my little voice inside told me not to get started with payday loans.