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We are thinking of using DebtXS but are a little
concerned after checking them out with BBB. They have had 113 complaints over the last 36 months this is what BBB had to say Quote:
Complaints are regarding dissatisfaction with the company's service and misrepresentation of the results of the debt negotiation program. Specifically, customers complain that paying the company fee and following the debt negotiation program does not reduce debt, as stated by company representatives. As a result of the program, customers complain, they have an increase in debt, due to late fees or additional interest and negative credit reporting. The company resolves complaints by offering refunds or refering to the Client Services Agreement for explanation. Although the company resolves most of the complaints it has failed to correct the underlying reason for the complaints.

I found the above while researching it for you
I would certainly stay away from this company
If you do a search in the above box you will find more info on them

stay far away from debtxs. They are terrible and recently have been sued by the state of texas and now have to return every penny they have taken from clients in texas for false and deceptive business practices