Laws Regarding Original Creditors
Date: Tue, 10/16/2007 - 11:27
State laws would come into play with original creditors. So eac
State laws would come into play with original creditors. So each state could vary slightly.
I just found this pertaining to Florida: Quote:Every state ha
I just found this pertaining to Florida:
Quote:
Every state has laws that say if a collections agency is collecting a debt, they are legally obligated to stop contacting a consumer if the consumer sends a Cease and Desist letter and/or a Power of Attorney notifying the collection agency that a third party is responsible for handling all communications with the creditor. Florida law takes it a step farther and not only limits harassment from collection agencies, but also from the original creditor as well. In most states, when a consumer falls behind on their payments and the debt is still being collected by the original creditor (the bank that originally lent you the money or the hospital that serviced you, for example), then the creditor is reserved the right to call the debtor on a daily basis in order to collect whatever is owed. |
I have searched on the net and came up with nothing. The laws ar
I have searched on the net and came up with nothing. The laws are buried so deep in volumes of legalese that searching almost requires an attorney. There should be a way to weed through state laws. A help desk or something. If you AG won't respond like mine you are lost.
Here are Florida's laws regarding debt collection:
Here are Florida's laws regarding debt collection:
How do you find this stuff? I do a search and come up with a lot
How do you find this stuff? I do a search and come up with a lot of nothing. Thanks for that! Now you only have 49 states to go! LOL
How do I find this info, I live in PA but am dealing with Cash C
How do I find this info, I live in PA but am dealing with Cash Call in CA. What law would apply for collection from the original creditor, would it be California?
Pennsylvania doesn't publish it's statutes online, but here is a
Pennsylvania doesn't publish it's statutes online, but here is a summary of PA's laws:
Here is a link , provided to me by Goudah, to all the states deb
Here is a link , provided to me by Goudah, to all the states debt collection laws.
bcsalliance.com/y_debt_statelaws.html
Frog - I made the link inactive. We are not supposed to link to
Frog - I made the link inactive. We are not supposed to link to companies, that that site is actually like a debt settlement company or something like that. They just also happen to have links to all the state's debt collection laws.