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judgement on title search

Date: Tue, 10/16/2007 - 13:10

Submitted by surgtech3620031
on Tue, 10/16/2007 - 13:10

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Total Replies: 9


A judgment showed up on my title search when I was trying to sell my home. My question is, this judgment is 7 years old and I didn't even know it existed. Is there a statute of limitations for being evicted from an apartment and owing a judgment payment? The apartment complex I owe has never once tried to get in contact with me in 7 years, and it is not listed on any of my 3 credit reports, how do I get off my record?


Evictions don't show up on title searches, but judgements against you do. My realtor said there is no lien against my house either. It just shows up on the title search somehow. I'll check out those websites, thanks


lrhall41

Submitted by surgtech3620031 on Tue, 10/16/2007 - 13:59

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I have heard of consumer reporting agencies that now compile info on evictions and such for landlords and property management companies. To the best of my knowledge, they are still bound to the terms of the FCRA.

Regarding a judgment, many states allow the renewal of judgments, so it is conceivable that one lives as long as you do (or longer, for estate purposes).


lrhall41

Submitted by Morningstar on Tue, 10/16/2007 - 20:43

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Trying to refinance my home. Have discovered that DHS has issued a judgement of title of $9000.00. what does this mean we were not nofied.


lrhall41

Submitted by on Wed, 09/17/2008 - 11:30

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Who is DHS? Most likely they obtained a default judgment against you and then filed a memorandum of judgment with the county recorder of deeds. That judgment is now a lien against your property.

You should have been notified (via a summons) when DHS first filed their case. You can go to the court and request to view the file, to see how service was made. If you believe the service was improper, you can try to vacate the judgment. Although that's more of an attorney question, as i've never tried to vacate a judgment before.

As long as that judgment is valid, it will usually need to be paid before any other lender will give you a loan against your house. Or in some cases they will approve a refi as long as you payoff the judgment with the loan proceeds.


lrhall41

Submitted by DebtCruncher on Wed, 09/17/2008 - 18:40

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