Credigy disclosing financial info to 3rd parties
Date: Wed, 10/17/2007 - 14:32
I have explained to them multiple times that she is in hospice care, survives only on a small social security check which is not attachable, and she owns no real property and has no attachable assets. i've also asked them to send to her directly, verification of the debt.
I've explained that I am not on her account and do hot have power of attorney, I just take care of things for her.
Today they faxed to me, with the cover sheet indicating it was for me, not my mother, a collection letter addressed to her demanding payment.
Isn't it unlawful for them to disclose information to a third party without written consent?
Is there any recourse we can take agains them?
It depends.... Some states will allow collectors to discuss a de
It depends.... Some states will allow collectors to discuss a debt with family members of the debtor for purposes of collecting on the debt. So, you would need to find out if this is allowed in your state before trying to do something about it.
Requesting verbally for Credigy to verify the debt is a waste of time. They only have to comply if the request is made in writing. A lot of collectors won't respond to the letter, which means they are supposed to cease further collection efforts.
Here is a link to a debt validation Letter template...
http://www.debtconsolidationcare.com/letters/sample6.html
Draft a letter up as if it were from your mother, and get her to sign it if she is able. Also in the letter request that Credigy cease and desist all telephone communications to your mother or any third parties regarding this debt. Advise that all future communications should be sent to your mother in writing via United States Postal mail.
Make sure you keep a copy of the letter and the return receipt card when you get it back from the post office.
