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CAs and thier many DBAs

Date: Thu, 10/18/2007 - 08:36

Submitted by goldenbast
on Thu, 10/18/2007 - 08:36

Posts: 2884 Credits: [Donate]

Total Replies: 8


I can't remember if I asked this before, if I did sorry to double post. I notice that many CA's have a ton of other names, makes me wonder why they do this. Anyhow, for licensing and/or bonding, does one entity have to have it or do they all?

I ask because I just received a dunning letter (that is a 'you owe us money' letter correct?) from MKM Acquisitions LLC and initially couldn’t find anything on them. I had to do a search and finally found a reference to them that they were also known as Plaza Associates and I found them on the BBB, I also found on the site that they were known as a few other names and Palisades Collection Agency…them I have heard of. :D

Anyhow, in Texas Palisades has a bond, but none of the other DBAs do. Do all have to have the bond or just Palisades? I would be real curious to know if the company bonding them also considers all the DBAs covered as well.

I figure that most have all these names so they can play hot potato with your account if you prove to be difficult and ask for unreasonable things such as debt validation. :lol: Maybe they figure that if they pass it around enough and you keep getting letters from different companies enough, that you will get frustrated and give up.

There might be a way to fight that tactic however. Whoever ‘owns’ the debt can pass it to their DBA’s but really, I think you can hold any and all of them to the initial DV since they are in effect collecting on behalf of the company that first sent you a letter. I am trying this tactic with LVNV and their scary law firm thugs. I will definitely let you all know how that pans out.

But does anyone know about my initial question regarding a bond covering one DBA or all?


Yeah...heh I scared MKM away with a simple phone call. It went something like this:

ME: This so called debt is from almost 10 years ago? I will need to see some validation on this, not to simply mention the fact that it is completely and totally out of the statute of limitation, if it even is my debt. You can't even report it on the credit report.

MKM: Well yes, we can't put it on your report but you still owe it, no matter how old it is.

ME: REally? Hmm. Oh, also, did you know that the State of Texas requires that all collection agencies must carry a $10,000 surety bond and I spoke to the Texas Secretary of State and they assured me that you held no bond, matter of fact, they wanted me to fax them a copy of your illegal collection letter.

MKM: (after a lengthy silence) We will close out this account immediately. Sorry to bother you.

ME: I will need that in writing if you do not want me to further contact my secretary of state.

MKM: Yes Maam, we will have that out to you.

:lol:


lrhall41

Submitted by goldenbast on Mon, 10/29/2007 - 12:12

( Posts: 2884 | Credits: )


I was looking for it..I saw you mention it in another post..can you linky it for me as apparently I am blind. :D

Oh and my hubby asked me the same thing, after he made the comment, "I feel sorry for any CA who tries to harass you." :lol:

I am still waiting for one of those CAs who threaten jail time, fraud, you name it..I can't wait...*sharpening my claws*


lrhall41

Submitted by goldenbast on Tue, 10/30/2007 - 11:18

( Posts: 2884 | Credits: )