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Going for a payment plan

Date: Thu, 10/18/2007 - 16:32

Submitted by nutycoocoo
on Thu, 10/18/2007 - 16:32

Posts: 6 Credits: [Donate]

Total Replies: 8


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i have a store front Pdl and i am going to consumer counseling and they will make a payment plan.. i dont know if this will help with internet loans

I a store front at advance cash.. 400 and i have to pay 455

CashNetUSA i got 100 dollars owe 123.77 and i will have 23.77 taken out.

one click cash internet
i got 150 dollar loan.. this is a new one

i so lost
i am in florida ..
i contact my bank and she said i would need to close my account and reopen another.. i am on disability and this will wipe out my check.. any help will be great,, thanks karen


Karen....did you ask your CCC if they will also take care of the internet loans?? Some of them will...
I will list your Fl state laws for you...are you saying you haven't made a payment on the internet loans at all?? Or if you have...how much have you paid in all including fee's??

You will find the Payday loan laws for Florida here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html


lrhall41

Submitted by Morningstarr430 on Thu, 10/18/2007 - 16:35

( Posts: 2329 | Credits: )


no the two internet loans are new.. reading the one at onclick cash,, say they will take so much out montly till i tell them to take it all out.. I will ask my ccc if they help with internet PDL.. hugs,, karen


lrhall41

Submitted by nutycoocoo on Thu, 10/18/2007 - 16:46

( Posts: 6 | Credits: )


Just a warning. As pyb stated, you will need to watch One Click Cash. They are an unlicensed/illegal company. They will debit your account for hundreds of dollars and then want more. If you have been advised to close your bank account, are you going to take that advice? You can make payment arrangments with the storefront loan you have. CashNetUSA, you don't owe much on. However, they are only going to take out $23.77. I don't know how CSO's are regarding "fees", but in the end, what is the total amount you will have to pay back? You can make payment arrangments with the storefront yourself if you call and speak with the manager and explain your situation. It has been done. Criminal action is prohibited in your state. Your CashNetUSA is not for much money at all, if at all possible (and it may not be possible, which is understandable) can you pay that one before they charge you tons of fees? And One Click Cash, you need to get them off your bank account. They are illegal and sneaky and will do whatever they can to get more than what you owe.


lrhall41

Submitted by cannr on Thu, 10/18/2007 - 17:05

( Posts: 9317 | Credits: )


yes i am going to cancel that account, thing is i wont be able to till after the 3rd.. so they might get their first payment.. i going to get the small on payed first.. thanks so much for letting me know about one click cash.. oh the reason i cant close my acct now is soc sec need a month to switch accounts.. i be able to cath the next check,,


lrhall41

Submitted by nutycoocoo on Thu, 10/18/2007 - 18:00

( Posts: 6 | Credits: )


You're right then, they'll probably suck out some money before you're able to close it. But close it as soon as you can. Have you read the sticky at the top of this site page regarding closing your account? It goes over how some banks may force your account open due to pdl debits, etc. Please read this just to give yourself some knowledge so nothing ugly happens with your "old" account when you close it. Okay? :wink:


lrhall41

Submitted by cannr on Thu, 10/18/2007 - 19:24

( Posts: 9317 | Credits: )