Debits to my account from Check Recovere - Heard of them???

Cheyenne -

have you had any returned (bounced) checks or had debits from any company that were supposed to come out of your checking account that were returned for insuffucient funds?

"Check Recovere" sounds like a check recovery service to me.

Never heard of them but here is their contact info:

Check Recovere Inc


Address: 1044 Main St # 800
Kansas City, Missouri
64105

Phone: 816-842-6166

Check Recovere is a payday loan company.

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Hi,
I am currently dealing with three different pdl companies. I have made payment arrangements with two of them but the third is still sending me threatening emails. I've just learned from reading this board that this is illegal! I have also found that they may be debiting my checking account illegally. It seems that they are using two different names to debit my account. One is DMS Marketing and the other is Check Recovere out of Kansas City MO. I'm sure more information is needed, but can anyone advise me on how to handle this?
Thanks

I found this on an old post. It may help you figure out what is going on

Business Name: Check Recovere Inc
Phone: (816) 842-6166
Street Address: 1044 Main Street Suite 800
City: Kansas City
State: MO
Zip: 64105
Business Type: Payday Cash Advance

I think I have taken care of any and all bounced checks but maybe I missed one...

Should I still close my account? I have no idea who they are but if they are legit can they do anything to me for changing my account?

I don't think this is for bounced checks . . . . I think it's a payday loan company.

So yes, close the account. It's the only way to stop the debits.

goudah2424-

Do you happen to know what other names they go by? I have never had a loan from them...

I recently settled with BIG Ltd.... Have one with The Loan Shop and one on a payment arrangment with Cash in a Wink... Could it be any of these?

I think it may be connected with the Loan Shop, but I don't know for sure . . . .

It seems as if a new monster has emerged from scum swamp of the PDL world.

I'm confused - I'm finding some information that it's a payday loan company, and other information that it's Check Recover E, a check recovery company. But - It looks like Check Recover E went out of business.

The debit says exactly "CHECK RECOVERE CHECK RECO XXXXX(last four of SSN)"

Does that bank have anymore information they can give you? Usually they will have at least a phone number associated with the transaction.

No phone number. I actually tried that last time they debited from my account.

The number you gave me above goes straight to an answering machine. Can't get a live person.

The bank suggested that I cange my account which I plan on doing this afternoon....

I have read the information provided that states I should get another account at another bank...

WaMu has assured me that this will stop them from debiting account. They will not be able to force open the old account or in any way link to the new account... DO you think I should trust them or still open an account elsewhere?

I think you may be right Goudah. Check Recover E is an ACH debit service that debits for other compamies. That would make sense.

I would give WaMu a chance seeing they were so cooperative.

Thanks Frogpatch... They were VERY cooperative... They are closing the account and NOTHING will go through.

They suggested opening 2 accounts. 1 for personal stuff and 1 for online stuff. That way if this EVER happens again I will still have an available account to use.

They are also having me give them a list of pending transations/checks on the ols account that need to be processed... They will then manually process them in the new account.

I am very impressed by them!

Me too. Them being so helpful really eased my stress about the situation.

Since changing the account will block Loan Shop and Cash in a Wink from accessing my account should I send them a letter revoking ACH rights or just wait for them to call???

WaMu is really good about this sort of thing. They are one of the best banks to have when dealing with this sort of problem. They will not force open your account.

Thank you Goudah! So far I am REALLY impressed with them! Such a relief....

So now that I am closing my account... what should I do next???

Start the letter writing and sending . . . .

BAD NEWS - I went to the bank on my lunch and even though they told me on the phone that I could open a new account while being overdrawn, I guess that is not the case. Now I have to wait to get current before I can open a new account.

Wamu, will not let you close an account while overdrawn. I doubt that any bank will. WAMU also will not let you pay your overdraft off in installments. They want it all .If after 45 days the account is still overdrawn They will "close the account with cause", meaning that the account has been abused. It is at that point that they will send you to chex system. I actually had to borrow the money from a friend to bring my account current so I could close it. Otherwise I would have been hit for tons more fees.

I had that on my bank statement also. ANd with the list of payday loans you have It has to be from the loan shop. I had one from there also. But only after I defaulted did it show up that way on my statement. But they didn't get their money anyway because the account was already closed. But they tried several times. I didn't get any extrta NSF fees because I told the bank about what was going on and they closed it for me and yes I was overdrawn when they did it. But I also live in a small town so the "everybody knows your name" thing came into play. I think if I would have been in a bigger town the bank would not have done that.

Check Recovery is tied into Geneva Roth. Geneva Roth took a debit out of my account, which I disputed and my bank refunded. A few days later, I had a debit for the same amount taken out by Check Recovery.

Try to put a hold on debits to your account and close it. Geneva Roth and any of its subsidiaries will try to take money out of your account as long as they can.

Good luck!

Good - So we were on the right road when we said it was Loan Point/Geneva Roth!

So know we know! Yay!

I have never heard and/or dealt with Geneva Roth though.

The Loan Shop is Geneva Roth.

Oh. Okay... I didn't realize that.

Cheyenne - In response to the message you left me I'm sending you a PM. Let me know if you get it.

UPDATE - I have closed my account and opened a new one... SO far so good. They have refund most of the money that Loan Shop took out because I found a cease and desist order showing that they were not allowed to operate in california.. They have refunded Check Recovere because I never authorized them to debit my account, and they are still researching money that went to Cash in a Wink.

If nothing else Cash in a Wink and Loan Shop will no longer be able to debit my account the $280 in fees.

That is good news to hear. I was threatened with the check recovery thing also. After researching the internet I did come across a site that does that check recovery thing which is scary to say the least.

Good luck to you and I hope everything works out for you.

ladybug