I need help

I cant think straight right now. I cant even focus on my work. I tried to reach the company but all I got was an answering machine! Anybody know this one? Easy Loans/8664038577

Again Wait!!! Did they not assure you this would not happeN??? Didn' t I read that acouple of posts up between you and Volley???? You need to go back to the person you were working with and ask them what in the world is going on....also, do you have a pdl with these people??? Is it really yours??? (I had one give me $$ and then debit my account that I know I did not ask for or sign for) Where is Volley?

no its not the new account. its the old one! I emailed the bank rep and this is what she responded:

It can be returned. We will check on Monday morning. Hopefully the status change will prompt the reject but if it doesn't then there is a form to return an unauthorized ACH.

Yes Roxy my bank assured me that nothing would come through. I think ECashNow is operating as EasyLoans. I dont have anything in writing to confirm but thats who I believe it is. :cry:

Okay....so you just sit and bite your nails until then? Thank god it is not the new account.... I freaked because I thought it was!!! I guess as long as there is a way to "dispute" the charge and you do not get charged NSF fees. I will see what I can find for the pdl.

Yes Roxy, Volley sent me the letter to send to the PDL's and thats what I was working on when I noticed that there was a debit on my account. I didnt check my account this morning because none of my loans were due today. They are all due next friday. But something told me to look at the account and lo and behold there was the debit. I havent defaulted on any of my loans. I was in the process of collecting all the contact information for each PDL when I noticed the unauthorized debit. :cry: I dont have all the information for each loan.

Here you go....from the BBB web site:

Thank you Roxy. I dont know what to do right now? Im so upset. :cry:

Aminah, Does volley's letter include the wage revocation statement? If it does not, just add it in there so your letter will cover all your bases and you do not have to write 2 different letters. Now I feel better about your bank situation...Sorry I freaked. I opened my new account at my same bank so when these things happen I freak out.... What are you missing for your loans?

Wait a minute. This thread is getting very confusing now. Aminah, I thought you closed/blocked your "old" account. I was just reading through the thread again. I understand this debit is not out of your "new" account; however, did I not read that your "old" account had a debit block on it? You stated above that you took all your money out except $4 out of fear. Which is fine. However, did you leave that "old" account open/active?????

Yes I just read her letter and it does include revoking the wage assignment clause in there.

Aminah, it will be ok...we all have setbacks. Just keep pushing ahead. And think about the fact that you will have control of your paycheck. They are going to continue to try to debit your account and/or put paper checks through. They will even debit under names you have never seen before...as long as your account is closed and stays that way and you are not charged anything...let those dumb a$$es debit away. Keep working on your letters so you can get them out. It will be ok....

Cannr - She posted somewhere it is blocked and is on deposit only status.

the old account was placed on deposit only status this morning because of my direct deposit of child support. the bank reassured me that NO debits and NO checks would post to my account. As it stands, the debit is not posted to my account. It is pending. The bank rep thinks the system will reject the debit on its own and if it doesnt then they will return it on monday.

roxy, am I missing something? If her account is closed, how did this pdl debit her for $90?????

Just keep a watchful eye on your account. Ok..then Volley's letter has everything you need so you will be covered as far as the wage assignments go, which was your initial question before all the poo poo flew. :wink: Again, it will be ok.

Somehow, the computer has not had time to reject it yet, it is in the pipeline and not on her account. She works at the bank so she can see it.??? If I am understanding correctly.....Aminah?

You should be fine - It may just be a situation where the transaction was pending before the block was placed. But since the bank is saying they will return it if it does go through, I wouldn't worry too much. You can easily dispute this one and get the charge reversed since it isn't even the due date.

i just talked to the bank rep and she said that i will not be charged any NSF fees.

Then you should be fine. And hey, since you already took all the money out, you aren't even out the money over the weekend or anything. :D

hey your right. the most they would of gotten out of me was 4 bucks. thats not even enough for a value meal!

Thank goodness! I was concerned, aminah! And, I like your last comment! :wink:

LOL...they might be able to get a happy meal but the only one who is truly happy is me! because i still have my money!

Hey aminah! I was in a meeting and missed all of this :(

I thought nobody was supposed to debit until 11/2??

EXACTLY!!! NO ONE should be debiting my account this week. I had one on Tuesday and one trying to get authorization today. both for $90

Whatever happened to the usual 49.99 that used to be taken from people? They really moved up the amount.

So they tried to debit earlier tahtn 11/2??!!! Freakin mornons!!!!!!

Well, I scrolled through the thread and it looks like it worked itself out right??

No charges to you and can be sent back on Monday?

no charges for today but they did take $90 that was not due yet on Tuesday.

volley as it stands right now....everything is working out ok. we will see the real effect come next week.

Let us know.

yes Roxy, i do work at the bank. sorry it took me so long to respond. yes the $90 is a 'pending' debit and the bank rep said the system should reject it on its own but if it doesnt she will return it on Monday.

cannr - the account is not actually closed. she put my account on deposit status only. meaning no checks or debits can come through with out my permission. I asked for deposit status only because of my child support checks.

anthony i will definitely keep you all posted. im going to need all the support i can get from you guys starting next week. thats when the PDL's will find out that the account is closed.

Aminah-Okay, so Monday will tell if this is going to be an issue...from the way it sounds if they arent going to imply NSF fees and then send back the ACH as an unauthorized debit, then you should be ok.

thats what she told me. and i have the emails to prove it. :D

Good! Well have a relaxing weekend, and just know that this will work out on Monday.
:D

I wish you all a great weekend! And will talk with you Monday morning after I check my account! Take care of yourselves and again I am forever grateful for all your help. Group hug! :hug:

YEAA!!!! And pop in over the weekend if you have time....we are all usually on.

I plan on it! :wink:

We are "usually" on? That's an understatement! LOL! :lol:

We are always on. Oh my God what does that say about our lives?

aren't we pathetic? I love these ladies! (and gentlemen)

Sad, sad lives. However, at least the guests/members will know that we're here! :lol:

I'm addicted!!!

i must be addicted too! im baaaccckkkkk! LOL. FYI...I checked my account this morning and the debit did NOT post to my account!!! :D Thank God because I was really having a panic attack when I saw it! Whew!

Thats great news.

HELP! Im trying to file complaints with the BBB but I dont have any of the address for the following companies:

Easy Cash Now/Easy Loans
SJM
United Cash Loans
CMG
TJF
Arrowhead
Loan Shop

Please help.

Hey Aminah! I've got some time today..just sitting around the house so let me see what I can dig up.

If anyone else reading this has any of the addresses that Aminah needs, please post it :D

It might be tough finding a physical address for UCL. They are the sneakiest thieves around...If they give an Oklahoma addy it isn't real!!

United Cash Loans
3531 P St NW
Miami, OK 74355