Who is LVNV Funding LLC?

Welcome to the Community :D If you are talking about LVNV- they are a junk debt buyer. They buy, usually old credit card debt, that credit cards have charged off, then sold to them for pennies on the dollar.

They are ugly to work with! If you can tell us some info, no personal info- what type of debt is this, what state you are in, how old the debt,etc, we can point you in the right direction.

You can also use the search button at the top of your screen and do a search- there are so many posts about them,there isn't enough room here!

I have been dealing with them for almost 2 years-not a pretty sight! Feel free to ask questions...KAren

They are one of the largest debt buyers in the country, and think of violations of the law as just a cost of doing business. Generally, they'll farm out the "debt" to one of the collection agencies, which they own, and then on to the "law firm" of Weltman and Ries in Ohio. Save all communication to and from them. You're sure to get several violations of the fdcpa with the first call.

They also have a habit of reporting inaccurate information on your credit report, such as a wrong date of last payment or date of delinquency in order to re-age, which is illegal. I would check your credit report closely with all three reporting agencies, and make sure they are reporting correctly! I have noted on my account that they are listing the last activity and delinquency dates on my credit report as 2007, when the debt was settled and PAID in 2003!

Also, I would go ahead and send them a debt validation request; however, keep in mind that they will not validate! Depending on the state you are in, you could use this to your advantage. For example, in Texas they have 30 days to validate after the receipt of your request. If they do not validate, and continue to try to collect, you can sue them for violation of Texas state law! Dig through this site and learn your rights! Also, do not ignore any summons you may get if they decide to sue.

Law Student is right- they will have violations in every call-sometimes many!

I have a file almost 4 inches thick with notes, correspondence,etc. If it is legal in your state, you can record them. They don't like it if you know your rights! I had one of them they knew I was "Debt Educated" and where it came from-their words..I just said, it was about time I knew my rights. :lol: karen

Oh yeah...they hate it big time when you learn what your rights are, and they can't bully you into doing anything! Genesee was that way....after that call when I made it clear to the lady that I KNEW my rights....haven't heard a peep from them again! They never responded to my debt validation request, and never got around to putting anything in my credit report! Education is the best weapon you can have against these JDBs!

You are right Subi- One time I told them to let me read something to them, and proceeded to read all the violations they had made, dates, times, names, etc. She got really mad and said she knew which web site I got my info from-and they were wrong :lol: ..karen

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Did you overlook / forget / ignore a summons? How long ago?

If you fail to respond to a summons, the plaintif can ask the court for a judgement against you for pretty much whatever they want. These default judgements are routinely granted by the court, since you haven't shown any reason why a judgement shouldn't be granted.

If you overlook or ignore a summons, they will get a default judgement against you.

I hope to be able to find some help here. I was part of an ID Theft with Credit One Bank, I called them and they said the sold the account to LVNV Funding LLC and that Credit One can no longer help me out and they will not conduct an investigation of the fraud.

I called LVNV Funding LLC and they say that the only way to clear the debt from the ID theft is by sending them a "ID theft affidavit" which they told me to complete at www.ftc.gov/idtheft.

I went ahead and completed the form and submitted it. At the end the gave me a PDF of the submitted form, is this the affidavit that I have to get notarized? Or do I have to wait for the results from the FTC?

This has never happened to me before, I am only 23, and unfortunately I have no idea what my rights are. I have never owned a credit card before and have no loans or debts and becuase of this ID theft my credit has been highly effected.

Thanks to anyone that can help :)

my wife had a judgement put on her in 2007, last week they put a hold on my bank account. i still have collectors for lvnv calling the house. 2 different ones in 2 weeks.
if they are getting the money from my bank why are they calling?

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I have been haunted by LVNV Funding LLC and now have a Judgement against me having to go to court. I have been naive about this whole thing until now. I've gotten a letter stating that the date of origination has been 5/2001 it is now 2010 and the item has not been on my Credit Report since 2005. Does anyone know if there is something that i can do?

I called LVNV Funding and they gave me information on these account with Date of Origination and they stated it has been removed from Credit Report by them. I asked about SoL being expired and Cathy from LVNV had stated it may have expired but account is always payable.
I asked for Validation of these accounts and they had stated i needed to request them in writing by fax or mail. I'll be doing those today.

Can anyone help?

hello all
how can i contact to them ?
thanks

HAHAHAHAHAHAHA wow everybody who rights on this page is probably pissed cause they were stupid enough to get an account sent to collections...... you guys are all a joke, if there are SOOOO many FDCPA violations than why is it that this company is still in business after 11 years and have NEVER been sued...... GET A LIFE AND LEARN HOW TO PAY YOUR DAMN BILLS.

Request for Debt Validation is a powerful tool. Stops these morons in their tracks.

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To Random1 post 8/25/10 9:47am
Are you sure your job is safe? Have you ever lost a job letting you with no income what so ever and have to support a family as a single mother, full time job and full time student.
I am sure you are not. You are just a looser with no life who is very eager to talk and judge other people from outside.
Jerk off.

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You are an idiot! You obviously work for LVNV or some other scumbag company. Most people are intimidated by people like you. We are here to beat you at your own game!

Hi all . I have a letter that was sent to me from LVNV for my mothers debt ( old mervyns credit card from 2007 or even older? Long story short, she passed away at the end of last year and they will not write off the debt. This was the only company out of about 8 of them that would not write it off with a copy of the death certificate. There was no will , no estate , NOTHING ! Do I need to worry about this debt , or just forget about it ?

call 866-833-6398 they can probably get you a settlement at around 40 cents on the dollar.

Mow-send a copy of the death certificate to them and a cease and desist letter to them CMRRR and dont worry about it. They cant get anything from you. Send this stuff and they will leave you alone after that. If they contact you again after the cease and desist, sue them

you suck

:confused:People re not stupid because the incur debt. You can be sitting ok one day and have a disability like I do,and loose it all, incuding your eyesight, be thanksful that you are not disabled, and be careful about your ignorance, yes, people like you are bottom feeders working for companies that prey on people's mistakes, and misfortune. I can tell Freddy mac,Fanny May, GM and many larger than life companies are doen the tube, but the govt , will bail them out, not indiviuals though. Also to others here, my ex works for the rival company of scumbag LNVN, so they monitor these forums DAILY to get the up on people, relay your stories and share info, but keep small details private, so the bottomfeeders can get no fuel, keep a list of the fdcpa near the phoneng as well.. I am learning too.. they pull strong arm tactics, and they do not always win, trust me.
i have a few questions for anyone here. will ask in another area away from te ignorant here, that i address, ok, peace.

ohNV employee? just checked, yes, your company has been sued! has they have been sucessfully sued due to infractions, also anyone out there interested in a class action law suit in LVNV, please respond. we need to come together!I have all the details! also, w.. every there is a way for us to get this harrasers's IP, i am on it right now, please join me in ousting these types form teh blog you see this person had cursed here. I am on it, but do join me! just ask and i wil provide al the inof to you. Now the other thing that LVNV does is et up Fake " let's sue the creditors" websites? they get your info and then never help you, another way for them to stay one step ahead of you, beware and only go thru the atty generals office.peace!

Why are you on this webiste it you haven't had any problems with this company, paying your bills, or something on your credit report from this company? Why don't you get a life?!

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Just a few insights:

Deceased people don't need a good (or any other type of) credit score. Collection companies cannot collect unsecured debt like credit cards or medical bills from the heirs of the person with the debt. They can file a claim against the estate if they do so within the window allowed. Once the window has closed, the creditor is out of luck.

Always respond to a supeona. And be willing to go to court. Just make sure you are prepared.

If you get a garnishment, it can be reversed. But you'll need to see an attorney or go to a place like "We the People" to make sure you file the right documents with the correct language.

[COLOR=#000000][FONT=Times New Roman][quote][COLOR=#333333]Always respond to a supeona. And be willing to go to court. Just make sure you are prepared. [/COLOR][/quote]Yes, I'll agree with KJ in saying that it's a mistake not to respond to a subpoena. Also, if you aren't prepared to be there in the court (on the date and time specified), the judgment might not go in your favor.
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My mother lived alone and had dementia. She used her card as she only lived on Social Security. She ran up the bills and now she is in a nursing home and on Medicaid. So see, it's not just "stupid" people.:sad:

I'm sure that a majority of the people who you are telling to GET A LIFE, had one before the recession took their jobs, homes, and cars. Don't overlook the people who did HAVE A LIFE before President Bush and other stupid politicians screwed everything up. For those who just don't pay their bills after blowing up their expenses deserve your remark about GETTING A LIFE AND PAYING THEIR BILLS. Have a great day and look up Lexington Law for help with those expenses guys. :p

ey there dickweed, I have never not paid a bill in my entire life. They have contacted me because my mother, who was deceased had accounts in probate and since I was the executor said I had to pay the bills personally. I wish you would use different language because I guarantee you one thing, I have more money than you and your entire family combined in my 401k, nevermind my checking and savings, not to mention my percentage of the hedge fund I run. Normally, I would have been polite but you seem to be a plain old asshole so I treated you as such, have a great day. JFKS esq

#16-your an ass. First LVNV is one of the worst bottom feeding scum collectors out there. And yes they have been sued before, they just consider that the cost of doing business, so dont claim they have never been sued as that is incorrect, you ass. Second, they have tried for years to get us to pay a debt and they have never gotten a penny from us and never will, the morons even tried suing and they ended up getting tossed out on their asses and PAID my lawyer fees. So go choke on that one you sorry excuse for a human being and go back to the phones I am sure there are others out there just dying awaiting your harrassing, illegal phone calls.

bad word like you have so much to say and hide behind a computor show your face and state your name and let all the irresponsible people see how you pay your medical bills after you get your head pounded up your bad word .Unfortantly not everyones mommy and daddy pays for everything they do like yours have you probably naughty as well dont you little bad word



Please refrain from the cussing, lets keep it clean. -- Goldenbast
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I sued LVNV and won. :) So yes, they have been sued. :)

Just started checking my Credit reports after a horrible last 5 years. Just starting to get back on my feet.

I find a Judgement on my credit report from these guys. Never got anything. Took a while to even find the Judgement in the places I lived in after My home was foreclosed on and my car repossessed.

My last name was misspelled, during the dates on the docket I was moving from the area to a new job.

I know the local court could find me as I was issued by divorce papers and served from the same court.

Thanks for any guidance d

Get a copy of the case and see how you were served. Since you were not served properly you can file to have the judgment vacated.

Thanks Golden will follow up on that next week.

D

I can't believe how rude you can be. Get a Life and learn how to pay your damn bills? Well, not everybody has collections after them because they didn't pay bills. How about now x-husbands or x-wives who charge lots of money and leave a person with huge debts and ruin their credit? Not everyone is NOT paying bills, they just trusted that someone else was keeping up their end and ended up with no credit and doing the best they can to clear their own name?

The last post said LVNV had never been sued (thereby implying their activities were not illegal). Well, it took awhile but LVNV has now been sued and lost millions.

Apparently, they were as dishonest as everyone in this forum was saying. Who's laughing now? :lol:

http://www.jdsupra.com/legalnews/junk-debt-buyer-lvnv-funding-llc-busted-16818/

About time that scum of the earth company gets what's coming to them. Heh heh....Karma can be a bitch can't it? hehe. Oh and they have been sued in small claims, I have done it myself and won. These guys just finally got hit right where it hurts them the most....in the bank account.
I intend to keep a copy of that article, great stuff in case another lawsuit ever becomes necessary.

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