unauthorized debit from my checking account

This is more than likely an AKA for a PDL. Ask your bank, they can give you contact info for them.

Some PDLs are outsourcing their ACH withdrawals to other companies also. It make it even more difficult to stop the withdrawals!

Yep, PDLS are getting sneakier by the day. They are nothing but thieves.

They even try to make it sound fun...like the Fun Loan Shop...remember that one??

Oh yes...The one where you spin the wheel to find out what your interest rate will be! The one with the poisoned cotton candy! How could I forget that one?

These people are nothing but, well...won't say, but it wasn't a nice word!!!! Have you talked to your bank about unauthorized debits, especially this one? I would go talk with the bank and let them know that you did not authorize this company to debit your account and see if they will reverse it, but you need to do this as soon as possible. Don't wait too long or it might be too late.

2nband is absolutely right..If I remember correctly you only have 72 hrs. I could be talking out my rear, but I don't think so.

It really isn't very long. This needs to be taken care of ASAP. Get to that bank tomorrow if at all possible.

Also..I know it's embarrasing, trust me, I know, but you are going to have to be as specific as possible when explaining this situation to the bank.

I have 2 debits coming from my account one for $29.95 from second chanceCr Repair and the other one authority ID theft $29.95. Does this sound familiar to anyone?

Sounds like it might be something that was in the fine print on something you agreed to. I know that I had a charge on my phone bill as a result of just that type of situation. Your bank should have identifying information for you to contact them.

Yeah, some of the sleazier internet ones are adding in small print line items about subscribing to other services when you sign up for a loan. I had, at one point, a charge just like this from taking a PDL. The bank provided me with contact info, I called them and demanded that they reverse the charge, which they did after trying to sell me on the service. Looking at the info you have provided there it looks like one is a "Credit Repair" service, and the other one is an ID Theft type site.

Unfortunately, if they are sneaking in their garbage and getting customers this way, your credit will probably end up destroyed and your ID may get stolen (hopefully, this last paragraph was tongue in cheek.)

VB Mom. . . I was just wondering where you have been. Nice hearing from you!