PayDay OK Loan Transfer OCT 31st OH Resident.

Hello all, I have a question about a current online PDL. I have had this loan for over a year with a few increases in that time. I have always made payments even if it was just a interest only rollover payment. Ive never had a problem paying until they decided to try and transfer my account to another online lender since they no longer offer services in OHIO. If I dont do so they tell me I need to pay the loan in full. Long story short, I cannot pay the loan in full because of financial problems, and I refuse to transfer the loan because of the added fees associated. I wrote them an email two weeks ago revoking payment authorization and they did not respond and still debited my account two weeks ago. I know the steps are on this site, but it might take awhile to gather all the info I need. Please let me know the exact steps I need to do to help me. I only have a week or so left now.