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payday loan help in Louisiana

Date: Tue, 10/30/2007 - 09:32

Submitted by pattonave
on Tue, 10/30/2007 - 09:32

Posts: 22 Credits: [Donate]

Total Replies: 18


Hello all,

I have several pdl's outstanding. Some are in control, others are not. Any advice on how to get out of this cycle would be greatly appreciated.

cash transfer center/northway credit $300 not made a payment yet whole amt plus fees due 11/1

cash central $600 $450 so far fees only

one click cash $150 $370 paid $95 left

netcash usa $350 $420 so far

cashnetusa $150 $65 this week

paydayone $100 $60

fastwire $300 paying last payment of $90 this week

VC funding $250 paid $300 so far

and lastly the one that got away from me that I just basically forgot about

Sagamore $ 250 paid $ 2325 so far

the ones in bold I can handle or are almost finished with

Any advice is much appreciated


Nope. Just being honest. These pdls will use various names, dates, and amounts and hit your account. They will find a way to debit. If they can't get through with ACH, they will then send through an electronic check. Let me tell you right now, Cash Transfer Centers does a "wage assignment". You need to type up a very fast letter revoking any wage assignment you have signed with them. They will send it to your employer in a heartbeat and have the money taken out of your check. Now, wage assignments are voluntary; however, a lot of employers are not educated. Type up a quick letter stating you revoke any and all wage assignments with Cash Transfer Centers, their partners, or any affiliates. Type your name. Email it/fax it/mail it certified. Keep a copy. Give a copy to your payroll person. They LOVE to send out wage assignments. Cover your butt with them.


lrhall41

Submitted by cannr on Tue, 10/30/2007 - 21:40

( Posts: 9317 | Credits: )


One Click Cash is illegal. Go to the State of Nebraska website, Department of Banking and Finance, Print a copy of the Cease and Desist letter, and send it with a letter you write stating you know they are illegal, and not to debit your account. I did this, and I also told them I would not pay them anything else. I haven't heard back from them. But when I do, I am ready for a fight. Also, since you reside in Louisiana they MUST follow the Louisiana laws.


lrhall41

Submitted by whitenan on Wed, 11/14/2007 - 06:46

( Posts: 8 | Credits: )


Yes, I filed complaints with ic3 on all of my internet pdls. Just go to (www.ic3.gov) and you can file complaints on line. They are a partnership with the FBI. It's complaints for like "cyber crimes". Hell, go to the site and file a complaint on every single internet pdl you have.


lrhall41

Submitted by cannr on Mon, 11/26/2007 - 12:33

( Posts: 9317 | Credits: )


Oh, they'll keep insisting they don't "go by your laws" (Lord, they're all the same). However, file with every single agency you can dream up. My Department of Financial Instituations is actually who told me that internet loans are not recognized in my state. Huh. You did still file with your state AG, right?


lrhall41

Submitted by cannr on Mon, 11/26/2007 - 12:39

( Posts: 9317 | Credits: )


Okay, good. As long as you have filed with them anyway. They should send these illegal pdl morons a letter (or a few). I filed with the BBB, the FTC, my state AG, and ic3. If I could have thought of any more, I would have filed with them, too!


lrhall41

Submitted by cannr on Mon, 11/26/2007 - 12:41

( Posts: 9317 | Credits: )