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PDL Help

Date: Tue, 10/30/2007 - 10:04

Submitted by nmribis
on Tue, 10/30/2007 - 10:04

Posts: 55 Credits: [Donate]

Total Replies: 158


I have abnout 7 payday loans, i'm trapped paying them off, they suck my entire pay every month and dotn leave anything over for rent and car payments. Isnt there some way to consolidate them into one? sureely someone can help. I'm drowing - i got one to help with my car breaking down and then had to take another and another and another. Its terrible, and the worst part is i'm not evening touching the principle amount its all finance fee's. Its surely my fault for doing it in the first place, but i really do need help. the fee's are 30 dollars per every 100 taken out. and those are taken out every two weeks, so i'm paying twice a month.

I have the following loans out:
500 fast cash: 300
Apollo loans: 250
Emerald Marketing: 300
CPS Loans:250
Fox Eterprises:250
USA Payday Loan:250
Zip Cash:250
One Step Cash:250


help these people keeping calling my job i have asked them not to call but they continue and they tell me that they are going to file charges against me for stolen money. what can i do. i live in NC


lrhall41

Submitted by mclauriny on Sat, 12/22/2007 - 08:17

( Posts: 10 | Credits: )


North Carolina has a statute on its books that says an out of state payday lender cannot appear in its courts to collect UNLESS it has a North Carolina license. (Since North Carolina doesn't issue payday loan licenses this is the same as saying they can't sue people in North Carolina.)

Your AG, Roy Cooper, lives for this kind of thing. File complaints with his office against whichever company is calling you. If you need an address it's probably already on the site or you can PM me with the name of the company.


lrhall41

Submitted by FreakyFriday on Sat, 12/22/2007 - 10:18

( Posts: 490 | Credits: )


I am being harrassed by the same company
PHOENIX debt management 7007 NE PARVIN RD. KANSAS CITY, MO 64117 866-504-7548

Can someone send me the letter I should send to them?

Thank you,
Larry Bolton


lrhall41

Submitted by on Fri, 05/30/2008 - 21:40

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These a-holes won't sign for the verification of debt I sent to their PO Box. So now I will send the same to physical address to see what happens.

FYI - I have a consumer debt attorney already working on another company. Save copies of everything and if they violate the FCRCA, sue them. It's called Attorneys for Consumers.

If they are using illegal practices to collect, they will have to pay YOUR legal fees to sue THEM and possibly damages on top of that.


lrhall41

Submitted by on Tue, 06/10/2008 - 18:38

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I have about 7 or so payday loans out and can't seem to have enough money to keep up with the payments and other payments I have like rent, car payment, utilities, etc. how do I get the help I need paying these off and be free in clear of any additional charges.

Colleen


lrhall41

Submitted by on Fri, 06/05/2009 - 05:29

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:-(I have 4 local payday store loans. All are willing to work with me except ChecksMart. They keep harrassing me and if I don't pay them in 2 payments of $325.00 each they will garnish my wages. If they do that I will lose my job, I work for the Federal Government. I also have about 5 internet payday loans. How should these be handled? I live in Ohio


lrhall41

Submitted by on Wed, 03/23/2011 - 17:14

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