Portfolio Recovery Systems Help request
Date: Tue, 10/30/2007 - 13:22
I'd like some info. on Portfolio Recovery as well. I received a
I'd like some info. on Portfolio Recovery as well.
I received a pre-legal letter from them yesterday.
btw, What does PITA stand for?
I got a notice from them and when I sent for a dv ltr I received
I got a notice from them and when I sent for a dv ltr I received nothing. Figure they don't have the necessary info to validate/verify the debt they claim I owe. I haven't heard from them in months.
ladybug
Do they follow the fdcpa validation laws? The reason I am askin
Do they follow the fdcpa validation laws? The reason I am asking this is because I have not received anything from them and it was requested months ago. Would like to know, thanks granny for your help.
ladybug
will ask her when she returns. she quit because most of the acco
will ask her when she returns. she quit because most of the accounts were old and uncollectable and the supervisors treated them like crap because they could not collect payments.
I can understand that...that is why I think they couldn't verify
I can understand that...that is why I think they couldn't verify or validate my information. Thanks Granny:)
ladybug
Hi Granny Will you please ask your daughter approximately how
Hi Granny
Will you please ask your daughter approximately how long after Portfolio sends a pre-legal letter, they actually turn the account over to an Attorney to file suit.
Thanks
Reesie, PITA is pain in the *** (fill in the blank) :evil:
Reesie,
PITA is pain in the ***
(fill in the blank)
:evil:
Ang
That is good to know ang...couldn't figure that out for the life
That is good to know ang...couldn't figure that out for the life of me.
ladybug
They were easy to work with for me. They had something that wasn
They were easy to work with for me. They had something that wasn't mine and removed it quickly.
Quote:Reesie, PITA is pain in the *** (fill in the blank)
Quote:
Reesie, PITA is pain in the *** (fill in the blank) Ang |
lol, :idea: Thanks Ang. :lol:
Its clear the fdcpa regulation governing proper validation is am
Its clear the fdcpa regulation governing proper validation is ambigious.
Why is it, I wonder,the government has failed to go back and add an amendment making it clear exactly what is expected of CA's regarding proper validation.
There are no clear defined statutes of what validation requires.
There are no clear defined statutes of what validation requires. I use this for my opinion.Look at the evidence and determine what a judge would need to correctly state it is yours.
The problem there is that judges are lawyers that generally have
The problem there is that judges are lawyers that generally have less knowledge at the small claims level than the collecting lawyer. They tend to take what the other lawyer says as the law due to their own ignorance.
Quote:The problem there is that judges are lawyers that generall
Quote:
The problem there is that judges are lawyers that generally have less knowledge at the small claims level than the collecting lawyer. They tend to take what the other lawyer says as the law due to their own ignorance. |
I totally agree with you :!:
I can't wrap my head around a scenario in which a Judge expects a debtor to just accept what the plantiff's Attorney says.... without providing the original contract and payments made to the account, etc. etc.
This, imo, would be similar to a prosecutor in a criminal case standing up in front of a Judge and saying...this person is guilty....I don't have any direct proof...but I know this person is guilty as charged.
later on this evening, my daughter is going to put in the ways t
later on this evening, my daughter is going to put in the ways they use to collect money. so keep a eye out!
Quote:I got a notice from them and when I sent for a dv ltr I re
Quote:
I got a notice from them and when I sent for a dv ltr I received nothing. Figure they don't have the necessary info to validate/verify the debt they claim I owe. I haven't heard from them in months. ladybug |
Ladybug, I've read on various Consumer Attorney sites, that most debt buyers are unable to provide what WE consider proper validation.
I just finished reading some very good information on this consumer attorney site.
http://www.edcombs.com/CM/Actions/Are-You-Being.asp
Click on "Being dunned or sued by a Debt Buyer" in the left hand column.
On that pg. click on the link towards the bottom of the page - "Info. on debt buying and your legal rights".
Very slow read for a lay person though, because some of the Legal language and case law is difficult to understand.
No doubt this pg. was composed by a well informed Attorney.