Asset Acceptance Update..confused
Date: Thu, 11/01/2007 - 13:06
In my answer I stated that this was not my debt, and to produce any documents that showed that I owed this debt.
Well, today I received a big thick envelope from their attorney. When I opened the envelope, it was not the documents I requested but a bunch of papers titled "letter of discovery" telling me I had to answer each question about myself, all bank acct numbers, social security numbers, date of birth, etc....
They never sent the documents I requested, instead sent me all of these documents to fill out.
Question is, should I fill out all of these documents, or send them the second request letter to produce the documents I asked for in the first place?
Your best bet is to obtain a lawyer in your local area who speci
Your best bet is to obtain a lawyer in your local area who specializes in consumer and/or contractual law..
Knowing the proper court procedures, I think,is critical to your victory.... One minor mistake could be devasting to your cause.
If you are representing yourself you can do searches about 'disc
If you are representing yourself you can do searches about 'discovery' you can demand the validation in your own discovery, plus I believe that you can answer some of those with, "Plaintiff has no right to such information".
You should get a lawyer if you can however, because their lawyer will try to trip you up and bog you down in paperwork.
Also having a experienced attorney on your side will give you a
Also having a experienced attorney on your side will give you a much better chance because they are more familiar with the ins and outs of the judicial system. You have no idea how vicious it can get in a court room. Especially when you have a attorney that objects to almost every statement that you make and tries to twist your own words around. Trust me, get a attorney.
Get an attorney in this situation, especially when it comes to d
Get an attorney in this situation, especially when it comes to discovery and other things that people in the system think of as nonsense. If you must represent yourself, request a preliminary conference (if that's what it is in your state) in order to set discovery and have a court order for your production of documents as well as their production of documents. However, get an attorney, cuz their failure to produce these documents can mean a quick motion to dismiss granted with prejudice (meaning this goes away)
Like I said, it would be good to have a experienced attorney on
Like I said, it would be good to have a experienced attorney on your side :D
BTW, Hockeyman, what states are you licensed in?
Have some advice.
Asset Acceptance are the lowest scumbags going. Contact an attorney before giving them any personal information. You shouldn't have to give them personal information because if you owe them money they would already have your personal info, catch my drift. They are full of it.
Here are a few more tips.
try to go to a legal aid office in your area. Call a politicians office and hound them until you get some help, you voted them into their job. Also check your credit report to see if the Debt is outside of the SOL which is from 3-7 years in most states. They can't collect a debt legally that is outside of the Statute of Limitations. Also all states require debt collectors to at least be licensed. If they don't have a license in your state they are collecting they are breaking the law.