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Removing CA Items from CR

Date: Fri, 11/02/2007 - 14:36

Submitted by anonymous
on Fri, 11/02/2007 - 14:36

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Total Replies: 2


Does anyone know if it reasonable to demand that an item from a CA be removed from your credit report in exchange for PIF? Can it be used as a negotiating tactic? If my Collection account is less than $100 or $400 is it more feasible than if it was >$1000?


Sometimes these CAs buy debt for pennies on the dollar. Have you ever gotten a settlement offer for like 50% of the total?

It seems to me the older the debt, the more they will knock off and you may be able to get a pay for delete.

I plan on trying it with a few of my own and I will be very upfront about it and give them a choice, either take what I offer and delete the listing or I will wait for it to fall off my credit report on it's own. Course, the ones I am going to do this with only have a year or two left before they fall off...and they are out of SOL for me..so I kinda have them between a rock and a hard place.


lrhall41

Submitted by goldenbast on Fri, 11/02/2007 - 17:32

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