need help consolidating debt

Hi, welcome to the forums. Since you are registered a counselor will call you in a few days to discuss different consolidation options. You are under no obligation. Please always check out any company you plan to use with the BBB.

In the meantime, browse the forums. If you tell us a little bit about your situation, we can help! There is a lot of great advice and perspective here. Ask any questions you have! :D