How to make payment arrangements on payday advances

Go to the "Pay Day Loans" forum and read through the various posts. I have learned a ton by doing this.
First: Close you bank account. Be sure to call the bank (talk to a manager) and see if you close it will they force open it if another debit comes through. If they do not force open it then its safe to close it and open a new one with another bank if possible. Speak with a manager and tell them that you had some unauthorized transactions hitting your account and putting you in the negative. If they wont close the account then tell them that they need to put your account on deposit only status.
Next, Go to the Payday Loans Forum and post what sate you live in. Someone should respond with the PPL laws are for your state. Also include the loan amounts, who they are with, if the loans were internet or store front and the amount you have paid to each comapany.
The most important thing is to close or freeze your bank account.
So call your bank and post in the Pay Day Loan Forum on this site and you will get a lot of help.