help needed at my situation - two due accounts

I don't know if there is really anything you can do right now, until you get your situation stablized. You might advise your creditors of your situation, I don't know how helpful they will be... Right now, a roof over your head and the basic necessities of life should be your first priority. But once you do get things stablized, you should be able to get help with a debt consolidation.

Good luck!

Have you tried the United Way in your city? They have many programs to help people just like you. It is certainly worth a try, the library will have a phone book showing address and phone number of the local branch. Good luck to you and I hope all goes well. Remember things have a way of working out :)